堅定不移走中國特色金融發展之路
中(zhong)央(yang)金融委員(yuan)會(hui)辦公(gong)室 中(zhong)央(yang)金融工(gong)作委員(yuan)會(hui)
習近平總(zong)書(shu)記在(zai)中(zhong)(zhong)央(yang)金(jin)(jin)融(rong)(rong)工作(zuo)會(hui)議上的(de)(de)重要講(jiang)話(hua),站在(zai)歷史和(he)時代(dai)的(de)(de)高(gao)度(du),全(quan)面總(zong)結黨的(de)(de)十八大(da)以來金(jin)(jin)融(rong)(rong)理(li)論發展(zhan)和(he)實踐成果,首(shou)次系統闡述中(zhong)(zhong)國(guo)(guo)特色金(jin)(jin)融(rong)(rong)發展(zhan)之路的(de)(de)基本(ben)要義和(he)中(zhong)(zhong)國(guo)(guo)特色現代(dai)金(jin)(jin)融(rong)(rong)體系的(de)(de)主要內涵(han),著(zhu)眼于以中(zhong)(zhong)國(guo)(guo)式現代(dai)化全(quan)面推進中(zhong)(zhong)華民族(zu)偉大(da)復興,以宏闊戰略(lve)視(shi)野和(he)深邃歷史洞察為金(jin)(jin)融(rong)(rong)工作(zuo)舉旗定(ding)向、謀篇布局,是(shi)做好新(xin)時代(dai)新(xin)征程金(jin)(jin)融(rong)(rong)工作(zuo)的(de)(de)根本(ben)遵(zun)循和(he)行動指南(nan)。我(wo)們(men)要深入學(xue)習貫徹總(zong)書(shu)記重要講(jiang)話(hua)精神,強(qiang)化使命擔當(dang),錨定(ding)金(jin)(jin)融(rong)(rong)強(qiang)國(guo)(guo)建設(she)(she)目標,推動金(jin)(jin)融(rong)(rong)高(gao)質量發展(zhan),助力強(qiang)國(guo)(guo)建設(she)(she)、民族(zu)復興偉業。
一、深刻領悟習近平總書記重要講話的重大意義
習(xi)近平總書(shu)記的(de)(de)重(zhong)(zhong)要(yao)講話(hua)是(shi)關于金(jin)融工(gong)作重(zhong)(zhong)要(yao)論(lun)述的(de)(de)重(zhong)(zhong)大創新(xin)和理論(lun)升(sheng)華,是(shi)習(xi)近平經濟思想的(de)(de)重(zhong)(zhong)要(yao)組成(cheng)部分,是(shi)馬克思主義(yi)政治(zhi)經濟學關于金(jin)融問題的(de)(de)重(zhong)(zhong)要(yao)創新(xin)成(cheng)果,把(ba)中(zhong)國共產黨對(dui)金(jin)融本質規律和發(fa)展道路的(de)(de)認識提升(sheng)到前所未有的(de)(de)新(xin)高(gao)度(du),具有十分重(zhong)(zhong)大的(de)(de)理論(lun)意義(yi)和現(xian)實意義(yi)。
對(dui)馬(ma)(ma)克思(si)(si)主(zhu)義(yi)(yi)政治經濟(ji)學(xue)(xue)關于金(jin)(jin)(jin)融(rong)(rong)理(li)論(lun)(lun)的(de)(de)(de)繼承與(yu)創新(xin)。馬(ma)(ma)克思(si)(si)、恩格斯基(ji)(ji)于勞動價值論(lun)(lun)、剩余價值論(lun)(lun)等重(zhong)要學(xue)(xue)說(shuo)構(gou)建了包括貨幣、信用、銀行(xing)、資(zi)本(ben)等范(fan)疇的(de)(de)(de)金(jin)(jin)(jin)融(rong)(rong)理(li)論(lun)(lun),深刻(ke)揭示(shi)了金(jin)(jin)(jin)融(rong)(rong)的(de)(de)(de)本(ben)質(zhi)、運(yun)行(xing)規律(lv)和發展特點。在(zai)把馬(ma)(ma)克思(si)(si)主(zhu)義(yi)(yi)政治經濟(ji)學(xue)(xue)基(ji)(ji)本(ben)原(yuan)理(li)同(tong)中(zhong)國(guo)具(ju)體(ti)實(shi)(shi)際相(xiang)結合的(de)(de)(de)過(guo)程中(zhong),我們(men)黨不斷(duan)深化(hua)對(dui)金(jin)(jin)(jin)融(rong)(rong)本(ben)質(zhi)和發展規律(lv)的(de)(de)(de)認識。黨的(de)(de)(de)十八大以來,習近平總書記高度重(zhong)視金(jin)(jin)(jin)融(rong)(rong)工作(zuo)(zuo),始終堅(jian)(jian)持用馬(ma)(ma)克思(si)(si)主(zhu)義(yi)(yi)基(ji)(ji)本(ben)原(yuan)理(li)觀察(cha)金(jin)(jin)(jin)融(rong)(rong)、把握(wo)金(jin)(jin)(jin)融(rong)(rong)、引領金(jin)(jin)(jin)融(rong)(rong),堅(jian)(jian)持用馬(ma)(ma)克思(si)(si)主(zhu)義(yi)(yi)政治經濟(ji)學(xue)(xue)之(zhi)“矢”射新(xin)時(shi)代中(zhong)國(guo)金(jin)(jin)(jin)融(rong)(rong)發展之(zhi)“的(de)(de)(de)”,對(dui)金(jin)(jin)(jin)融(rong)(rong)工作(zuo)(zuo)作(zuo)(zuo)出一系列(lie)重(zhong)要論(lun)(lun)述,實(shi)(shi)現了馬(ma)(ma)克思(si)(si)主(zhu)義(yi)(yi)金(jin)(jin)(jin)融(rong)(rong)理(li)論(lun)(lun)的(de)(de)(de)與(yu)時(shi)俱進。習近平總書記的(de)(de)(de)重(zhong)要講話深刻(ke)回答了馬(ma)(ma)克思(si)(si)主(zhu)義(yi)(yi)經典作(zuo)(zuo)家沒有(you)講過(guo)、我們(men)的(de)(de)(de)前人沒有(you)遇到過(guo)、西(xi)方金(jin)(jin)(jin)融(rong)(rong)理(li)論(lun)(lun)始終無法解決的(de)(de)(de)許多重(zhong)大理(li)論(lun)(lun)和現實(shi)(shi)問題(ti),開拓(tuo)了中(zhong)國(guo)特色社會主(zhu)義(yi)(yi)政治經濟(ji)學(xue)(xue)關于金(jin)(jin)(jin)融(rong)(rong)理(li)論(lun)(lun)的(de)(de)(de)新(xin)境界。
對中(zhong)華(hua)優秀傳(chuan)(chuan)(chuan)統文(wen)化(hua)(hua)的(de)吸收與弘(hong)揚(yang)。中(zhong)國自古以(yi)來就(jiu)形(xing)成了(le)豐富、優秀的(de)金(jin)(jin)(jin)融思想和文(wen)化(hua)(hua)傳(chuan)(chuan)(chuan)統,誠(cheng)實守(shou)信(xin)、義利相兼是中(zhong)華(hua)民族在長期(qi)社會活動中(zhong)積累的(de)道德觀、經營觀的(de)重要(yao)體現。“農工商交易之(zhi)路通(tong),而龜貝金(jin)(jin)(jin)錢刀布之(zhi)幣興(xing)焉”、“信(xin),國之(zhi)寶(bao)也,民之(zhi)所庇也”等理念(nian)與現代(dai)金(jin)(jin)(jin)融治理高度契合。習近平總書(shu)記的(de)重要(yao)講話根(gen)植于中(zhong)華(hua)優秀傳(chuan)(chuan)(chuan)統文(wen)化(hua)(hua),深刻闡釋(shi)經濟和金(jin)(jin)(jin)融、短期(qi)和長期(qi)、發展和安(an)全的(de)辯證(zheng)統一關系(xi),推(tui)動金(jin)(jin)(jin)融系(xi)統大力弘(hong)揚(yang)中(zhong)華(hua)優秀傳(chuan)(chuan)(chuan)統文(wen)化(hua)(hua),堅持誠(cheng)實守(shou)信(xin)、以(yi)義取利、穩健審慎、守(shou)正(zheng)創新、依(yi)法合規,為金(jin)(jin)(jin)融業注(zhu)入(ru)傳(chuan)(chuan)(chuan)承(cheng)傳(chuan)(chuan)(chuan)統、積極向上基(ji)因,賦予(yu)了(le)中(zhong)華(hua)優秀傳(chuan)(chuan)(chuan)統文(wen)化(hua)(hua)新的(de)時(shi)代(dai)內涵。
實體經濟是金(jin)融(rong)的(de)根基,金(jin)融(rong)是實體經濟的(de)血脈。近年來,浙江余(yu)(yu)姚市通過加(jia)大科技金(jin)融(rong)支持、推進(jin)創新平臺(tai)建設等政策,不斷壯大優勢(shi)產(chan)業集群(qun),推進(jin)制造業向高端化、智能(neng)化、綠色化發展(zhan)。圖(tu)為2023年4月11日,在(zai)一家汽(qi)車(che)企業的(de)余(yu)(yu)姚工廠(chang)焊裝車(che)間,智能(neng)機器人(ren)正在(zai)作業。 新華(hua)社記(ji)者 翁忻旸/攝
對全球金融(rong)發(fa)展(zhan)經驗成果的借鑒與超越(yue)。在西方國(guo)家發(fa)展(zhan)進程中(zhong),以(yi)現代(dai)商業銀行、現代(dai)資本(ben)市場、現代(dai)投資銀行、創業投資體(ti)系為特征的金融(rong)革命(ming)推動了(le)人類三(san)次(ci)工(gong)業革命(ming),為西方國(guo)家現代(dai)化提(ti)供了(le)金融(rong)支持。但同時,在資本(ben)主義意(yi)識形態(tai)和社會(hui)制度(du)下,金融(rong)資本(ben)暴露出(chu)明顯的壟斷性(xing)(xing)(xing)、掠(lve)奪(duo)性(xing)(xing)(xing)和脆弱性(xing)(xing)(xing),不僅造(zao)成巨大的貧富差(cha)距,而(er)且屢次(ci)引發(fa)經濟金融(rong)危(wei)機。習(xi)近(jin)平總書記的重要講(jiang)話充分借鑒西方金融(rong)發(fa)展(zhan)的經驗和教訓,體(ti)現了(le)對金融(rong)本(ben)質(zhi)的睿智思考和深刻洞見,開辟了(le)現代(dai)金融(rong)發(fa)展(zhan)理論和實踐(jian)的新境界。
我(wo)(wo)們(men)黨(dang)不懈探(tan)索中(zhong)國特(te)色金(jin)(jin)融(rong)(rong)發展(zhan)(zhan)之路(lu)(lu)形成(cheng)的(de)(de)(de)寶貴思(si)想(xiang)結(jie)晶。我(wo)(wo)們(men)黨(dang)很早(zao)就認識到(dao)做好(hao)金(jin)(jin)融(rong)(rong)工作(zuo)的(de)(de)(de)極端重要性(xing),在(zai)領(ling)導(dao)中(zhong)國革(ge)命、建設、改(gai)革(ge)的(de)(de)(de)長期實踐中(zhong),不斷探(tan)索符合(he)我(wo)(wo)國實際的(de)(de)(de)金(jin)(jin)融(rong)(rong)發展(zhan)(zhan)道路(lu)(lu)。黨(dang)的(de)(de)(de)十八大以(yi)來,以(yi)習近(jin)平同志為核(he)心的(de)(de)(de)黨(dang)中(zhong)央對關(guan)系新(xin)(xin)(xin)(xin)時代(dai)金(jin)(jin)融(rong)(rong)發展(zhan)(zhan)的(de)(de)(de)一系列重大理論(lun)和實踐問題進行深(shen)入思(si)考和科(ke)學研究,深(shen)刻把握(wo)經濟金(jin)(jin)融(rong)(rong)發展(zhan)(zhan)規律,加強黨(dang)對金(jin)(jin)融(rong)(rong)工作(zuo)的(de)(de)(de)全面領(ling)導(dao),堅持以(yi)人(ren)民(min)為中(zhong)心的(de)(de)(de)發展(zhan)(zhan)思(si)想(xiang),立足新(xin)(xin)(xin)(xin)發展(zhan)(zhan)階段、貫徹新(xin)(xin)(xin)(xin)發展(zhan)(zhan)理念、構建新(xin)(xin)(xin)(xin)發展(zhan)(zhan)格局、推動高質量發展(zhan)(zhan),統籌發展(zhan)(zhan)和安全,全面深(shen)化改(gai)革(ge)開放,賦予社(she)會主義金(jin)(jin)融(rong)(rong)事(shi)業新(xin)(xin)(xin)(xin)的(de)(de)(de)時代(dai)內涵。習近(jin)平總書(shu)記的(de)(de)(de)重要講話是我(wo)(wo)們(men)黨(dang)在(zai)領(ling)導(dao)金(jin)(jin)融(rong)(rong)工作(zuo)方面奮斗成(cheng)就和歷史經驗的(de)(de)(de)集中(zhong)體現,是新(xin)(xin)(xin)(xin)時代(dai)中(zhong)國特(te)色金(jin)(jin)融(rong)(rong)實踐創新(xin)(xin)(xin)(xin)、理論(lun)創新(xin)(xin)(xin)(xin)、制度創新(xin)(xin)(xin)(xin)成(cheng)果的(de)(de)(de)集中(zhong)體現。
二、深刻把握中國特色金融發展之路的基本要義
中國特色金(jin)(jin)融(rong)發(fa)展之路是一(yi)(yi)條前無古(gu)人的(de)(de)(de)開創(chuang)之路,既遵(zun)循(xun)現代金(jin)(jin)融(rong)發(fa)展的(de)(de)(de)客觀(guan)規律,更具有(you)(you)適合自(zi)身(shen)國情的(de)(de)(de)鮮明(ming)特色,其基(ji)(ji)本(ben)要(yao)義是:堅(jian)(jian)(jian)(jian)(jian)持(chi)黨中央(yang)對(dui)金(jin)(jin)融(rong)工(gong)(gong)作(zuo)(zuo)的(de)(de)(de)集中統(tong)一(yi)(yi)領(ling)導,堅(jian)(jian)(jian)(jian)(jian)持(chi)以人民為中心的(de)(de)(de)價值取向(xiang),堅(jian)(jian)(jian)(jian)(jian)持(chi)把金(jin)(jin)融(rong)服務實(shi)體(ti)經濟作(zuo)(zuo)為根本(ben)宗旨(zhi),堅(jian)(jian)(jian)(jian)(jian)持(chi)把防控(kong)風險作(zuo)(zuo)為金(jin)(jin)融(rong)工(gong)(gong)作(zuo)(zuo)的(de)(de)(de)永恒(heng)主題(ti),堅(jian)(jian)(jian)(jian)(jian)持(chi)在市場(chang)化(hua)法治化(hua)軌(gui)道上推進(jin)金(jin)(jin)融(rong)創(chuang)新發(fa)展,堅(jian)(jian)(jian)(jian)(jian)持(chi)深化(hua)金(jin)(jin)融(rong)供給側結構性改革,堅(jian)(jian)(jian)(jian)(jian)持(chi)統(tong)籌金(jin)(jin)融(rong)開放和安全,堅(jian)(jian)(jian)(jian)(jian)持(chi)穩(wen)中求進(jin)工(gong)(gong)作(zuo)(zuo)總基(ji)(ji)調。這“八(ba)個堅(jian)(jian)(jian)(jian)(jian)持(chi)”是管(guan)總體(ti)、管(guan)方向(xiang)、管(guan)根本(ben)的(de)(de)(de),明(ming)確了(le)金(jin)(jin)融(rong)工(gong)(gong)作(zuo)(zuo)怎么看、怎么干,既有(you)(you)世界觀(guan)又有(you)(you)方法論,構成了(le)一(yi)(yi)個辯證統(tong)一(yi)(yi)的(de)(de)(de)有(you)(you)機整(zheng)體(ti),必須長期堅(jian)(jian)(jian)(jian)(jian)持(chi)。關于中國特色金(jin)(jin)融(rong)發(fa)展之路,我(wo)們必須從歷史邏輯(ji)(ji)、理論邏輯(ji)(ji)和現實(shi)邏輯(ji)(ji)三個層次,完(wan)整(zheng)、準確、全面(mian)把握其豐(feng)富內涵(han)和本(ben)質要(yao)求。
堅(jian)(jian)持黨(dang)中(zhong)(zhong)(zhong)(zhong)央(yang)對金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)工作(zuo)的(de)(de)(de)集中(zhong)(zhong)(zhong)(zhong)統一(yi)領(ling)(ling)導。這是(shi)中(zhong)(zhong)(zhong)(zhong)國特(te)色金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)發展(zhan)之路的(de)(de)(de)最本(ben)質特(te)征和(he)(he)根本(ben)要求,是(shi)中(zhong)(zhong)(zhong)(zhong)國金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)發展(zhan)的(de)(de)(de)最大制度優勢所在(zai)(zai)。黨(dang)的(de)(de)(de)十八大以(yi)來,特(te)別是(shi)第五次全國金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)工作(zuo)會議以(yi)來,服務實體經濟、防控(kong)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)風險、深化金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)改革等金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)工作(zuo)取(qu)得新的(de)(de)(de)重大成(cheng)就,根本(ben)在(zai)(zai)于以(yi)習近(jin)平同志(zhi)為(wei)核心的(de)(de)(de)黨(dang)中(zhong)(zhong)(zhong)(zhong)央(yang)的(de)(de)(de)堅(jian)(jian)強領(ling)(ling)導、正(zheng)確決策和(he)(he)周密(mi)部署,特(te)別是(shi)在(zai)(zai)于習近(jin)平總(zong)書記的(de)(de)(de)運(yun)籌(chou)帷幄(wo)、掌(zhang)舵領(ling)(ling)航。走中(zhong)(zhong)(zhong)(zhong)國特(te)色金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)發展(zhan)之路,必須毫不動搖堅(jian)(jian)持黨(dang)中(zhong)(zhong)(zhong)(zhong)央(yang)對金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)工作(zuo)的(de)(de)(de)集中(zhong)(zhong)(zhong)(zhong)統一(yi)領(ling)(ling)導,堅(jian)(jian)持和(he)(he)加強黨(dang)對金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)工作(zuo)的(de)(de)(de)全面領(ling)(ling)導,確保金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)工作(zuo)沿(yan)著正(zheng)確道路和(he)(he)方(fang)向前進。
堅持以人(ren)(ren)(ren)民(min)為(wei)中心的(de)(de)(de)價值取向(xiang)。全心全意為(wei)人(ren)(ren)(ren)民(min)服務是(shi)我們黨的(de)(de)(de)根本(ben)宗(zong)旨(zhi),黨領導的(de)(de)(de)金(jin)(jin)(jin)融(rong)事業起(qi)于人(ren)(ren)(ren)民(min)、興于人(ren)(ren)(ren)民(min),根本(ben)上(shang)是(shi)人(ren)(ren)(ren)民(min)的(de)(de)(de)事業。走中國特(te)色金(jin)(jin)(jin)融(rong)發(fa)展(zhan)之路,必須始終把實現人(ren)(ren)(ren)民(min)對美好生活的(de)(de)(de)向(xiang)往作為(wei)一切金(jin)(jin)(jin)融(rong)工作的(de)(de)(de)出發(fa)點(dian)和落腳點(dian),更加注重金(jin)(jin)(jin)融(rong)發(fa)展(zhan)的(de)(de)(de)普惠(hui)性(xing)(xing),讓(rang)廣(guang)大人(ren)(ren)(ren)民(min)群眾共(gong)享(xiang)金(jin)(jin)(jin)融(rong)發(fa)展(zhan)成果。這是(shi)中國特(te)色金(jin)(jin)(jin)融(rong)發(fa)展(zhan)之路與西(xi)方金(jin)(jin)(jin)融(rong)發(fa)展(zhan)道路的(de)(de)(de)顯著(zhu)區(qu)別,是(shi)金(jin)(jin)(jin)融(rong)工作人(ren)(ren)(ren)民(min)性(xing)(xing)的(de)(de)(de)充分(fen)體現。
堅持把金(jin)融(rong)(rong)(rong)(rong)(rong)服(fu)務實體(ti)經(jing)(jing)(jing)濟(ji)(ji)(ji)作為根本宗旨。實體(ti)經(jing)(jing)(jing)濟(ji)(ji)(ji)是(shi)金(jin)融(rong)(rong)(rong)(rong)(rong)的根基,金(jin)融(rong)(rong)(rong)(rong)(rong)是(shi)實體(ti)經(jing)(jing)(jing)濟(ji)(ji)(ji)的血脈,兩者共(gong)(gong)生共(gong)(gong)榮(rong)。金(jin)融(rong)(rong)(rong)(rong)(rong)活,經(jing)(jing)(jing)濟(ji)(ji)(ji)活;金(jin)融(rong)(rong)(rong)(rong)(rong)穩,經(jing)(jing)(jing)濟(ji)(ji)(ji)穩;經(jing)(jing)(jing)濟(ji)(ji)(ji)興,金(jin)融(rong)(rong)(rong)(rong)(rong)興;經(jing)(jing)(jing)濟(ji)(ji)(ji)強,金(jin)融(rong)(rong)(rong)(rong)(rong)強。金(jin)融(rong)(rong)(rong)(rong)(rong)脫離實體(ti)經(jing)(jing)(jing)濟(ji)(ji)(ji)就是(shi)無源之(zhi)水、無本之(zhi)木(mu),沒(mei)有強健(jian)的實體(ti)經(jing)(jing)(jing)濟(ji)(ji)(ji)支(zhi)撐,金(jin)融(rong)(rong)(rong)(rong)(rong)繁榮(rong)只會是(shi)“虛胖”。走中國特(te)色金(jin)融(rong)(rong)(rong)(rong)(rong)發(fa)展(zhan)之(zhi)路(lu),必須堅守(shou)服(fu)務實體(ti)經(jing)(jing)(jing)濟(ji)(ji)(ji)的天(tian)職,切實提(ti)升服(fu)務理念、能力(li)和質效(xiao),在支(zhi)持實體(ti)經(jing)(jing)(jing)濟(ji)(ji)(ji)做實做強做優(you)中實現(xian)金(jin)融(rong)(rong)(rong)(rong)(rong)自身(shen)高(gao)質量發(fa)展(zhan),以金(jin)融(rong)(rong)(rong)(rong)(rong)業高(gao)質量發(fa)展(zhan)促進(jin)經(jing)(jing)(jing)濟(ji)(ji)(ji)社會高(gao)質量發(fa)展(zhan)。
堅持(chi)把(ba)防控(kong)(kong)風(feng)(feng)(feng)險(xian)作為(wei)金融(rong)(rong)(rong)工(gong)作的(de)(de)(de)(de)永恒主題。黨(dang)的(de)(de)(de)(de)十(shi)八大以(yi)來(lai),我(wo)國(guo)金融(rong)(rong)(rong)業(ye)沒(mei)有(you)發(fa)生(sheng)系統性危(wei)機,并(bing)不是(shi)我(wo)們沒(mei)有(you)遇到風(feng)(feng)(feng)險(xian),而是(shi)以(yi)習近(jin)平(ping)同志為(wei)核心(xin)的(de)(de)(de)(de)黨(dang)中(zhong)央高瞻遠矚(zhu)、未雨綢(chou)繆(mou),時(shi)刻(ke)把(ba)防控(kong)(kong)風(feng)(feng)(feng)險(xian)擺在更加(jia)突(tu)出位置,防范化(hua)解重(zhong)大金融(rong)(rong)(rong)風(feng)(feng)(feng)險(xian)攻(gong)堅戰取(qu)得積極(ji)成效,有(you)力維(wei)護了國(guo)家經濟金融(rong)(rong)(rong)穩定和人民(min)財產(chan)安全。走中(zhong)國(guo)特色金融(rong)(rong)(rong)發(fa)展之路(lu),必須高度(du)重(zhong)視金融(rong)(rong)(rong)風(feng)(feng)(feng)險(xian)的(de)(de)(de)(de)傳染性、隱蔽(bi)性和破(po)壞(huai)性,增強憂患意識(shi),樹牢(lao)(lao)底線思維(wei)、極(ji)限(xian)思維(wei),以(yi)“時(shi)時(shi)放心(xin)不下(xia)”的(de)(de)(de)(de)責任(ren)意識(shi)做好風(feng)(feng)(feng)險(xian)防控(kong)(kong)工(gong)作,牢(lao)(lao)牢(lao)(lao)守住不發(fa)生(sheng)系統性金融(rong)(rong)(rong)風(feng)(feng)(feng)險(xian)的(de)(de)(de)(de)底線。
堅持(chi)(chi)在市場(chang)化(hua)法(fa)治化(hua)軌道上(shang)推(tui)進(jin)(jin)金(jin)(jin)融(rong)(rong)創(chuang)(chuang)新(xin)發(fa)(fa)(fa)(fa)(fa)展(zhan)(zhan)(zhan)。金(jin)(jin)融(rong)(rong)的(de)(de)(de)活力在市場(chang),金(jin)(jin)融(rong)(rong)的(de)(de)(de)秩(zhi)序在法(fa)治。金(jin)(jin)融(rong)(rong)是(shi)創(chuang)(chuang)新(xin)活躍的(de)(de)(de)行業,必須深刻把握(wo)金(jin)(jin)融(rong)(rong)發(fa)(fa)(fa)(fa)(fa)展(zhan)(zhan)(zhan)規律,做到創(chuang)(chuang)新(xin)方(fang)向明確、支持(chi)(chi)重點突出。不切實際的(de)(de)(de)亂創(chuang)(chuang)新(xin)、偽創(chuang)(chuang)新(xin),只會釀成巨大風險和損失(shi)。金(jin)(jin)融(rong)(rong)創(chuang)(chuang)新(xin)發(fa)(fa)(fa)(fa)(fa)展(zhan)(zhan)(zhan)必須充分(fen)發(fa)(fa)(fa)(fa)(fa)揮市場(chang)配置資源的(de)(de)(de)決(jue)定性(xing)作用(yong),更好(hao)發(fa)(fa)(fa)(fa)(fa)揮政府作用(yong),增強(qiang)金(jin)(jin)融(rong)(rong)發(fa)(fa)(fa)(fa)(fa)展(zhan)(zhan)(zhan)的(de)(de)(de)動力,激發(fa)(fa)(fa)(fa)(fa)金(jin)(jin)融(rong)(rong)發(fa)(fa)(fa)(fa)(fa)展(zhan)(zhan)(zhan)的(de)(de)(de)活力,加快健全金(jin)(jin)融(rong)(rong)法(fa)治,堅持(chi)(chi)守正創(chuang)(chuang)新(xin),確保金(jin)(jin)融(rong)(rong)創(chuang)(chuang)新(xin)發(fa)(fa)(fa)(fa)(fa)展(zhan)(zhan)(zhan)沿著正確方(fang)向前進(jin)(jin)。
堅持(chi)深化(hua)金(jin)(jin)(jin)(jin)融(rong)供(gong)給(gei)側結構(gou)性改革(ge)。黨的十八大(da)(da)以(yi)來,以(yi)習近(jin)平同志為核心的黨中央以(yi)巨(ju)大(da)(da)的政治勇氣和智(zhi)慧,不(bu)失時機深化(hua)金(jin)(jin)(jin)(jin)融(rong)改革(ge),堅決(jue)破除一切(qie)妨礙高質量(liang)發展的思想(xiang)觀念和體(ti)(ti)制(zhi)機制(zhi)弊(bi)端,推(tui)動金(jin)(jin)(jin)(jin)融(rong)業不(bu)斷發展壯大(da)(da)。走(zou)中國特色金(jin)(jin)(jin)(jin)融(rong)發展之路,必須堅持(chi)目標導(dao)向和問題導(dao)向,增強(qiang)系(xi)統(tong)觀念,把握好短期(qi)與(yu)長期(qi)、整(zheng)體(ti)(ti)與(yu)局部的關(guan)系(xi),持(chi)續深化(hua)金(jin)(jin)(jin)(jin)融(rong)供(gong)給(gei)側結構(gou)性改革(ge),加快建設中國特色現代金(jin)(jin)(jin)(jin)融(rong)體(ti)(ti)系(xi)。
堅持統(tong)籌金融(rong)開(kai)放(fang)(fang)和安全。當前(qian),世(shi)界(jie)百年(nian)未有之(zhi)大變(bian)局(ju)(ju)加速演進(jin),外部環境不穩(wen)定、不確定、難(nan)預料成為(wei)常態,世(shi)界(jie)進(jin)入新的動蕩變(bian)革期。黨的十八大以(yi)來,以(yi)習近(jin)平(ping)(ping)同志為(wei)核(he)心(xin)的黨中央統(tong)籌中華民族偉大復興戰略(lve)全局(ju)(ju)和世(shi)界(jie)百年(nian)未有之(zhi)大變(bian)局(ju)(ju),統(tong)籌發(fa)展和安全,不斷擴(kuo)大高(gao)水平(ping)(ping)對外開(kai)放(fang)(fang),實現開(kai)放(fang)(fang)與安全的動態平(ping)(ping)衡。中國特(te)色(se)金融(rong)發(fa)展之(zhi)路是一(yi)條開(kai)放(fang)(fang)之(zhi)路,要在守(shou)住(zhu)安全底線的前(qian)提下,穩(wen)步擴(kuo)大金融(rong)領域(yu)制度型(xing)開(kai)放(fang)(fang),提升跨境投融(rong)資便利化(hua)水平(ping)(ping),加大對共建(jian)“一(yi)帶一(yi)路”的金融(rong)支(zhi)持,穩(wen)慎推(tui)進(jin)人民幣國際化(hua),更(geng)好服務加快構建(jian)更(geng)高(gao)水平(ping)(ping)開(kai)放(fang)(fang)型(xing)經濟新體制。
堅(jian)持穩(wen)(wen)(wen)中求進(jin)(jin)(jin)工作(zuo)總(zong)基(ji)調。穩(wen)(wen)(wen)中求進(jin)(jin)(jin)工作(zuo)總(zong)基(ji)調是(shi)我們黨治國理(li)政的(de)重要(yao)(yao)(yao)原則,是(shi)做好經(jing)濟(ji)工作(zuo)的(de)方(fang)法論(lun)。走中國特色金融(rong)(rong)發(fa)(fa)展之路,必須把握好穩(wen)(wen)(wen)和(he)進(jin)(jin)(jin)的(de)關系。堅(jian)持穩(wen)(wen)(wen)字當(dang)頭,穩(wen)(wen)(wen)是(shi)主基(ji)調,以穩(wen)(wen)(wen)求進(jin)(jin)(jin)、以進(jin)(jin)(jin)固穩(wen)(wen)(wen),在保持大局穩(wen)(wen)(wen)定的(de)前提下謀進(jin)(jin)(jin)。該穩(wen)(wen)(wen)的(de)要(yao)(yao)(yao)穩(wen)(wen)(wen)住,金融(rong)(rong)政策(ce)要(yao)(yao)(yao)穩(wen)(wen)(wen)健、金融(rong)(rong)監管要(yao)(yao)(yao)穩(wen)(wen)(wen)慎、風(feng)險處置要(yao)(yao)(yao)穩(wen)(wen)(wen)妥、市場預(yu)期要(yao)(yao)(yao)穩(wen)(wen)(wen)定、金融(rong)(rong)運(yun)行要(yao)(yao)(yao)平穩(wen)(wen)(wen)。但穩(wen)(wen)(wen)不(bu)是(shi)不(bu)作(zuo)為,該進(jin)(jin)(jin)的(de)要(yao)(yao)(yao)進(jin)(jin)(jin)取,進(jin)(jin)(jin)的(de)重點(dian)是(shi)促發(fa)(fa)展、調結構、補短板,為經(jing)濟(ji)社會發(fa)(fa)展提供高質量金融(rong)(rong)服務(wu),在穩(wen)(wen)(wen)的(de)基(ji)礎上(shang),把各項改革(ge)發(fa)(fa)展任務(wu)部(bu)署(shu)落(luo)實到位。
三、把黨中央決策部署落實到金融工作各領域各方面各環節
當(dang)前,我們黨(dang)正團結(jie)帶領(ling)全國(guo)(guo)各(ge)族人民,奮力向全面(mian)(mian)建成(cheng)社(she)會主義現代(dai)(dai)化(hua)強(qiang)國(guo)(guo)、實現第二個(ge)百年奮斗(dou)目(mu)標邁進(jin),以(yi)(yi)中國(guo)(guo)式現代(dai)(dai)化(hua)全面(mian)(mian)推進(jin)中華民族偉大復興。黨(dang)的(de)(de)二十大報告指(zhi)出,我國(guo)(guo)發(fa)(fa)(fa)展(zhan)(zhan)進(jin)入戰(zhan)略機遇和風險(xian)挑戰(zhan)并存、不(bu)確定(ding)難預(yu)料因素(su)增多的(de)(de)時(shi)(shi)期,各(ge)種(zhong)“黑天鵝”、“灰(hui)犀(xi)牛”事件(jian)隨(sui)時(shi)(shi)可能發(fa)(fa)(fa)生(sheng)(sheng)。面(mian)(mian)對新(xin)(xin)形勢、新(xin)(xin)任務(wu)、新(xin)(xin)挑戰(zhan),做好新(xin)(xin)時(shi)(shi)代(dai)(dai)新(xin)(xin)征程金(jin)(jin)(jin)(jin)融(rong)(rong)工(gong)作必(bi)須堅(jian)持(chi)和加(jia)(jia)強(qiang)黨(dang)的(de)(de)全面(mian)(mian)領(ling)導,以(yi)(yi)習(xi)近平新(xin)(xin)時(shi)(shi)代(dai)(dai)中國(guo)(guo)特色(se)社(she)會主義思想為(wei)指(zhi)導,全面(mian)(mian)貫徹(che)黨(dang)的(de)(de)二十大和二十屆(jie)二中全會精(jing)神,完(wan)整(zheng)、準確、全面(mian)(mian)貫徹(che)新(xin)(xin)發(fa)(fa)(fa)展(zhan)(zhan)理念(nian),深(shen)(shen)刻把握(wo)金(jin)(jin)(jin)(jin)融(rong)(rong)工(gong)作的(de)(de)政治性、人民性,以(yi)(yi)加(jia)(jia)快(kuai)建設金(jin)(jin)(jin)(jin)融(rong)(rong)強(qiang)國(guo)(guo)為(wei)目(mu)標,以(yi)(yi)推進(jin)金(jin)(jin)(jin)(jin)融(rong)(rong)高質量發(fa)(fa)(fa)展(zhan)(zhan)為(wei)主題,以(yi)(yi)深(shen)(shen)化(hua)金(jin)(jin)(jin)(jin)融(rong)(rong)供(gong)給側(ce)結(jie)構(gou)性改革為(wei)主線(xian),以(yi)(yi)金(jin)(jin)(jin)(jin)融(rong)(rong)隊伍的(de)(de)純潔性、專業性、戰(zhan)斗(dou)力為(wei)重要支撐(cheng),以(yi)(yi)全面(mian)(mian)加(jia)(jia)強(qiang)監管、防范化(hua)解風險(xian)為(wei)重點(dian),堅(jian)持(chi)穩(wen)中求(qiu)進(jin)工(gong)作總基調(diao),統籌發(fa)(fa)(fa)展(zhan)(zhan)和安全,牢牢守住不(bu)發(fa)(fa)(fa)生(sheng)(sheng)系(xi)統性金(jin)(jin)(jin)(jin)融(rong)(rong)風險(xian)的(de)(de)底(di)線(xian),堅(jian)定(ding)不(bu)移走中國(guo)(guo)特色(se)金(jin)(jin)(jin)(jin)融(rong)(rong)發(fa)(fa)(fa)展(zhan)(zhan)之路(lu),加(jia)(jia)快(kuai)建設中國(guo)(guo)特色(se)現代(dai)(dai)金(jin)(jin)(jin)(jin)融(rong)(rong)體系(xi),不(bu)斷滿足(zu)經濟社(she)會發(fa)(fa)(fa)展(zhan)(zhan)和人民群(qun)眾日益增長的(de)(de)金(jin)(jin)(jin)(jin)融(rong)(rong)需(xu)求(qiu),不(bu)斷開創新(xin)(xin)時(shi)(shi)代(dai)(dai)金(jin)(jin)(jin)(jin)融(rong)(rong)工(gong)作新(xin)(xin)局面(mian)(mian)。
必(bi)須(xu)堅持(chi)和加強黨(dang)的(de)(de)(de)(de)(de)全(quan)面領導。黨(dang)的(de)(de)(de)(de)(de)領導堅持(chi)得好(hao)不好(hao),黨(dang)的(de)(de)(de)(de)(de)建(jian)設搞得好(hao)不好(hao),事關(guan)金(jin)(jin)融(rong)系統的(de)(de)(de)(de)(de)凝聚力戰斗力,決定金(jin)(jin)融(rong)事業的(de)(de)(de)(de)(de)興衰成敗。黨(dang)的(de)(de)(de)(de)(de)二(er)十(shi)大(da)對(dui)深化金(jin)(jin)融(rong)體制改革(ge)作(zuo)出了重大(da)部(bu)(bu)署,二(er)十(shi)屆二(er)中(zhong)全(quan)會決定組建(jian)中(zhong)央(yang)(yang)金(jin)(jin)融(rong)委(wei)員(yuan)會、中(zhong)央(yang)(yang)金(jin)(jin)融(rong)工(gong)作(zuo)委(wei)員(yuan)會,這(zhe)是以(yi)習近平(ping)同志為(wei)核(he)心(xin)的(de)(de)(de)(de)(de)黨(dang)中(zhong)央(yang)(yang)完善黨(dang)領導金(jin)(jin)融(rong)工(gong)作(zuo)體制機制的(de)(de)(de)(de)(de)重大(da)戰略舉措。做好(hao)新時代新征程金(jin)(jin)融(rong)工(gong)作(zuo),必(bi)須(xu)旗幟鮮明講政(zheng)治(zhi),以(yi)實(shi)際行(xing)動堅定捍衛“兩個(ge)(ge)確立”、堅決做到(dao)“兩個(ge)(ge)維護”,把黨(dang)中(zhong)央(yang)(yang)關(guan)于(yu)金(jin)(jin)融(rong)工(gong)作(zuo)的(de)(de)(de)(de)(de)大(da)政(zheng)方針和決策部(bu)(bu)署不折不扣貫徹落實(shi)到(dao)位,切實(shi)把我(wo)們的(de)(de)(de)(de)(de)政(zheng)治(zhi)優(you)勢和制度優(you)勢轉化為(wei)金(jin)(jin)融(rong)治(zhi)理效能。
必須(xu)以服務(wu)強國(guo)建設、民(min)族復興偉(wei)業(ye)為根本目標。國(guo)家興衰,金融(rong)(rong)(rong)有責。金融(rong)(rong)(rong)是“國(guo)之重器”,在(zai)中(zhong)國(guo)式(shi)現代化(hua)建設全局中(zhong)發(fa)揮著(zhu)(zhu)重要作用。要牢固樹立正確經(jing)營觀(guan)(guan)、業(ye)績觀(guan)(guan)和風(feng)險觀(guan)(guan),平衡(heng)好(hao)功(gong)能性與營利性的關(guan)系,堅(jian)持功(gong)能性是第一位(wei)的。順應經(jing)濟(ji)社(she)會發(fa)展(zhan)的戰略需要、階段特(te)征和結構特(te)點(dian),因(yin)勢利導調整完善(shan)服務(wu)實(shi)體經(jing)濟(ji)的重點(dian)方向和方式(shi)方法,著(zhu)(zhu)力做好(hao)科技金融(rong)(rong)(rong)、綠色金融(rong)(rong)(rong)、普惠金融(rong)(rong)(rong)、養老金融(rong)(rong)(rong)、數(shu)字(zi)金融(rong)(rong)(rong)五篇大文章,推動金融(rong)(rong)(rong)資(zi)源真正集聚到高質(zhi)量發(fa)展(zhan)的戰略方向、重點(dian)領域和薄(bo)弱環節上(shang)來(lai),不斷(duan)滿足經(jing)濟(ji)社(she)會發(fa)展(zhan)和人(ren)民(min)群眾(zhong)金融(rong)(rong)(rong)服務(wu)需求,以金融(rong)(rong)(rong)高質(zhi)量發(fa)展(zhan)為強國(guo)建設、民(min)族復興偉(wei)業(ye)提供(gong)堅(jian)實(shi)支撐(cheng)。
養(yang)(yang)老(lao)金(jin)(jin)融(rong)包括養(yang)(yang)老(lao)金(jin)(jin)金(jin)(jin)融(rong)、養(yang)(yang)老(lao)服務(wu)(wu)金(jin)(jin)融(rong)和(he)養(yang)(yang)老(lao)產業金(jin)(jin)融(rong)等(deng)內容(rong)。銀行作為金(jin)(jin)融(rong)系統(tong)中的(de)關鍵(jian)主體,承擔著(zhu)提供多元(yuan)、優質養(yang)(yang)老(lao)金(jin)(jin)融(rong)產品(pin)和(he)服務(wu)(wu)的(de)功能。圖為2023年9月(yue)2日,在服貿會首鋼(gang)園區(qu)金(jin)(jin)融(rong)服務(wu)(wu)專題中國工(gong)商銀行展臺,工(gong)作人(ren)員向客戶介紹個人(ren)養(yang)(yang)老(lao)金(jin)(jin)產品(pin)。 金(jin)(jin)融(rong)時報(bao)記者 劉志良/攝
必須深(shen)化(hua)(hua)(hua)金(jin)(jin)(jin)融(rong)供(gong)(gong)給(gei)側結(jie)構(gou)(gou)性改(gai)革,加(jia)快(kuai)建設中國(guo)(guo)特(te)色(se)(se)現代(dai)(dai)金(jin)(jin)(jin)融(rong)體系(xi)(xi)(xi)(xi)。加(jia)快(kuai)建設金(jin)(jin)(jin)融(rong)強國(guo)(guo),增強金(jin)(jin)(jin)融(rong)高質量發展動力(li),必須用好改(gai)革這(zhe)個關鍵一招(zhao),著力(li)建設中國(guo)(guo)特(te)色(se)(se)現代(dai)(dai)金(jin)(jin)(jin)融(rong)體系(xi)(xi)(xi)(xi)。要以金(jin)(jin)(jin)融(rong)體系(xi)(xi)(xi)(xi)結(jie)構(gou)(gou)調整優化(hua)(hua)(hua)為重點,完(wan)善機(ji)構(gou)(gou)定位,強化(hua)(hua)(hua)市場規則,健全法(fa)人治(zhi)理,推(tui)動金(jin)(jin)(jin)融(rong)供(gong)(gong)給(gei)側結(jie)構(gou)(gou)性改(gai)革走深(shen)走實。加(jia)快(kuai)形成科學穩健的金(jin)(jin)(jin)融(rong)調控體系(xi)(xi)(xi)(xi)、結(jie)構(gou)(gou)合(he)理的金(jin)(jin)(jin)融(rong)市場體系(xi)(xi)(xi)(xi)、分工協作的金(jin)(jin)(jin)融(rong)機(ji)構(gou)(gou)體系(xi)(xi)(xi)(xi)、完(wan)備有效的金(jin)(jin)(jin)融(rong)監管(guan)體系(xi)(xi)(xi)(xi)、多樣(yang)化(hua)(hua)(hua)專業性的金(jin)(jin)(jin)融(rong)產品和服(fu)務體系(xi)(xi)(xi)(xi)、自主(zhu)可控安全的金(jin)(jin)(jin)融(rong)基礎設施體系(xi)(xi)(xi)(xi),全面提升金(jin)(jin)(jin)融(rong)供(gong)(gong)給(gei)體系(xi)(xi)(xi)(xi)適應性、競爭力(li)和普惠性。
必須(xu)全面加(jia)(jia)強金融監(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)。全面加(jia)(jia)強金融監(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)是當前和今(jin)后一(yi)個時期金融工作的(de)主要(yao)任(ren)務之一(yi)。要(yao)完善金融監(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)體制(zhi)機制(zhi),實現金融監(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)全覆蓋,堅(jian)決(jue)做(zuo)到(dao)(dao)管(guan)(guan)(guan)(guan)(guan)(guan)合法更要(yao)管(guan)(guan)(guan)(guan)(guan)(guan)非(fei)法、管(guan)(guan)(guan)(guan)(guan)(guan)行業(ye)必須(xu)管(guan)(guan)(guan)(guan)(guan)(guan)風險、建立健全兜底(di)機制(zhi),依法將(jiang)所有(you)金融活(huo)動納入監(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)。切實解決(jue)監(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)“寬松軟”問題,努力做(zuo)到(dao)(dao)監(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)一(yi)貫到(dao)(dao)底(di)、一(yi)嚴到(dao)(dao)底(di)、一(yi)查到(dao)(dao)底(di),讓金融監(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)真(zhen)正“長牙帶刺(ci)”。持續加(jia)(jia)強機構監(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)、行為監(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)、功能監(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)、穿透式監(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)、持續監(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan),不斷提升監(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)專業(ye)性、權威性和透明度(du)。壓實監(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)責(ze)(ze)任(ren),加(jia)(jia)強中(zhong)央與(yu)地方監(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)協同,健全監(jian)(jian)(jian)(jian)督問責(ze)(ze)機制(zhi),加(jia)(jia)大監(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)問責(ze)(ze)力度(du),強化“對監(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)的(de)監(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)”。
必須有效(xiao)防(fang)范(fan)化解金(jin)(jin)融(rong)(rong)風(feng)險(xian)。防(fang)范(fan)化解金(jin)(jin)融(rong)(rong)風(feng)險(xian)既(ji)是攻堅戰,也是持(chi)久戰。要切實把握好權(quan)和責的(de)(de)關(guan)系,健全(quan)權(quan)責一致(zhi)、激勵約束相容的(de)(de)風(feng)險(xian)處(chu)置責任機制(zhi);把握好快和穩的(de)(de)關(guan)系,建立健全(quan)應急響應機制(zhi),在穩定大局(ju)的(de)(de)前提下,扎實穩妥化解風(feng)險(xian)。有力(li)有效(xiao)強化重點領域、重點行業、關(guan)鍵(jian)(jian)環節(jie)、關(guan)鍵(jian)(jian)崗位的(de)(de)風(feng)險(xian)管(guan)控,猛藥(yao)祛疴治已(yi)病(bing),抓早(zao)抓小治未病(bing),持(chi)續完善(shan)金(jin)(jin)融(rong)(rong)風(feng)險(xian)監(jian)測、識別、預警、處(chu)置體制(zhi)機制(zhi),強化風(feng)險(xian)源頭管(guan)控,堅決維護好經濟金(jin)(jin)融(rong)(rong)安全(quan)和社會(hui)大局(ju)穩定。