行(xing)業動態hyjj
?習近平總書記指出，“金(jin)融是(shi)國家重要的(de)核心競(jing)爭力，金(jin)融安全是(shi)國家安全的(de)重要組成部(bu)分，金(jin)融制(zhi)度是(shi)經濟(ji)(ji)社(she)會發展中重要的(de)基(ji)礎(chu)性(xing)制(zhi)度。”“維(wei)護金(jin)融安全，是(shi)關(guan)系我(wo)國經濟(ji)(ji)社(she)會發展全局的(de)一件帶有(you)戰(zhan)略性(xing)、根本性(xing)的(de)大事。”
?金(jin)(jin)融(rong)(rong)活，經濟活；金(jin)(jin)融(rong)(rong)穩，經濟穩。黨(dang)的十八大(da)以來，在以習近平同志為(wei)核心的黨(dang)中央堅(jian)強領導下，我(wo)們持續深化金(jin)(jin)融(rong)(rong)改(gai)革、治(zhi)理(li)金(jin)(jin)融(rong)(rong)風險，推(tui)動(dong)金(jin)(jin)融(rong)(rong)業有序擴大(da)開放(fang)，金(jin)(jin)融(rong)(rong)業保持快(kuai)速發(fa)展(zhan)(zhan)，金(jin)(jin)融(rong)(rong)產品(pin)日(ri)益豐富，金(jin)(jin)融(rong)(rong)服務(wu)普惠性(xing)增(zeng)強，金(jin)(jin)融(rong)(rong)監(jian)管(guan)得到加強和改(gai)進(jin)。金(jin)(jin)融(rong)(rong)領域完整準確全面貫(guan)徹新發(fa)展(zhan)(zhan)理(li)念(nian)，助力(li)加快(kuai)構建(jian)新發(fa)展(zhan)(zhan)格局，服務(wu)經濟高(gao)質量發(fa)展(zhan)(zhan)的能力(li)和效(xiao)率大(da)幅提升。
?黨的(de)(de)二十大(da)報告提出，“深(shen)化金(jin)(jin)(jin)融(rong)(rong)體制(zhi)改(gai)革，建設現代中(zhong)央銀(yin)行制(zhi)度，加(jia)強和(he)完(wan)善現代金(jin)(jin)(jin)融(rong)(rong)監管(guan)，強化金(jin)(jin)(jin)融(rong)(rong)穩(wen)定保(bao)(bao)障(zhang)體系，依(yi)法將各類金(jin)(jin)(jin)融(rong)(rong)活動全部納入監管(guan)，守住不(bu)發(fa)(fa)生(sheng)系統性風險底(di)線(xian)。”必須充分(fen)認識(shi)金(jin)(jin)(jin)融(rong)(rong)在經濟發(fa)(fa)展和(he)社(she)會生(sheng)活中(zhong)的(de)(de)重要(yao)地位和(he)作(zuo)用，切實把(ba)維護金(jin)(jin)(jin)融(rong)(rong)安全作(zuo)為治國理(li)政的(de)(de)一件(jian)大(da)事，扎扎實實把(ba)金(jin)(jin)(jin)融(rong)(rong)工作(zuo)做好。要(yao)抓住完(wan)善金(jin)(jin)(jin)融(rong)(rong)服務、防范(fan)金(jin)(jin)(jin)融(rong)(rong)風險這(zhe)個重點，推動金(jin)(jin)(jin)融(rong)(rong)業高(gao)質(zhi)量(liang)發(fa)(fa)展，確保(bao)(bao)金(jin)(jin)(jin)融(rong)(rong)安全高(gao)效(xiao)穩(wen)健運行，為實體經濟發(fa)(fa)展提供(gong)源(yuan)源(yuan)不(bu)斷的(de)(de)優質(zhi)金(jin)(jin)(jin)融(rong)(rong)服務，為經濟高(gao)質(zhi)量(liang)發(fa)(fa)展貢獻強有(you)力(li)的(de)(de)金(jin)(jin)(jin)融(rong)(rong)力(li)量(liang)。
?服(fu)(fu)務好(hao)(hao)實(shi)(shi)(shi)(shi)體(ti)(ti)(ti)經(jing)濟(ji)(ji)，夯實(shi)(shi)(shi)(shi)防范(fan)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)風(feng)(feng)險(xian)(xian)的(de)(de)根(gen)本(ben)(ben)。金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)是(shi)(shi)實(shi)(shi)(shi)(shi)體(ti)(ti)(ti)經(jing)濟(ji)(ji)的(de)(de)血脈，為實(shi)(shi)(shi)(shi)體(ti)(ti)(ti)經(jing)濟(ji)(ji)服(fu)(fu)務是(shi)(shi)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)的(de)(de)天(tian)職，是(shi)(shi)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)的(de)(de)宗旨，也是(shi)(shi)防范(fan)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)風(feng)(feng)險(xian)(xian)的(de)(de)根(gen)本(ben)(ben)舉(ju)措。必須增強(qiang)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)服(fu)(fu)務實(shi)(shi)(shi)(shi)體(ti)(ti)(ti)經(jing)濟(ji)(ji)能力，堅(jian)決打好(hao)(hao)防范(fan)化(hua)解(jie)包括金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)風(feng)(feng)險(xian)(xian)在內的(de)(de)重(zhong)大風(feng)(feng)險(xian)(xian)攻堅(jian)戰(zhan)，推(tui)動(dong)我國(guo)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)業(ye)健康(kang)發(fa)展(zhan)。無論是(shi)(shi)管好(hao)(hao)貨幣信貸總閘(zha)門，還是(shi)(shi)提升金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)服(fu)(fu)務質(zhi)(zhi)效(xiao)，都要(yao)錨定實(shi)(shi)(shi)(shi)體(ti)(ti)(ti)經(jing)濟(ji)(ji)、緊扣實(shi)(shi)(shi)(shi)體(ti)(ti)(ti)經(jing)濟(ji)(ji)和(he)服(fu)(fu)務實(shi)(shi)(shi)(shi)體(ti)(ti)(ti)經(jing)濟(ji)(ji)。截至(zhi)今年9月末，我國(guo)對實(shi)(shi)(shi)(shi)體(ti)(ti)(ti)經(jing)濟(ji)(ji)發(fa)放(fang)的(de)(de)人民幣貸款余(yu)額(e)為232.78萬億元，同比增長10.7%。金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)支持實(shi)(shi)(shi)(shi)體(ti)(ti)(ti)經(jing)濟(ji)(ji)力度要(yao)夠、節奏要(yao)穩、結構(gou)要(yao)優、價格要(yao)可持續(xu)，金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)監管部門、金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)機構(gou)和(he)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)市(shi)場以實(shi)(shi)(shi)(shi)現經(jing)濟(ji)(ji)質(zhi)(zhi)的(de)(de)有效(xiao)提升和(he)量的(de)(de)合理增長為目標(biao)，推(tui)動(dong)創新鏈(lian)(lian)產業(ye)鏈(lian)(lian)資金(jin)(jin)(jin)(jin)(jin)鏈(lian)(lian)人才鏈(lian)(lian)深度融(rong)(rong)(rong)合，為實(shi)(shi)(shi)(shi)體(ti)(ti)(ti)經(jing)濟(ji)(ji)提供更有力支持，助力夯實(shi)(shi)(shi)(shi)中(zhong)國(guo)式(shi)現代(dai)化(hua)的(de)(de)物質(zhi)(zhi)技(ji)術基礎。
?堅(jian)定(ding)深(shen)化(hua)金(jin)融改(gai)(gai)革(ge)(ge)(ge)，不斷增(zeng)(zeng)強風險防(fang)范能力(li)。必須深(shen)化(hua)對國際(ji)國內金(jin)融形(xing)勢的(de)認(ren)識(shi)，正確把握(wo)金(jin)融本質，深(shen)化(hua)金(jin)融供(gong)(gong)給側結構性改(gai)(gai)革(ge)(ge)(ge)，平衡(heng)好穩增(zeng)(zeng)長和防(fang)風險的(de)關系，精(jing)準有效處置重點領域風險，深(shen)化(hua)金(jin)融改(gai)(gai)革(ge)(ge)(ge)開(kai)放，增(zeng)(zeng)強金(jin)融服務(wu)(wu)實(shi)(shi)(shi)體經(jing)(jing)濟(ji)能力(li)。黨的(de)十八(ba)大(da)以來，我國金(jin)融改(gai)(gai)革(ge)(ge)(ge)有序(xu)前行，利率(lv)市場化(hua)改(gai)(gai)革(ge)(ge)(ge)取(qu)得突破進展(zhan)(zhan)、金(jin)融要素(su)市場化(hua)改(gai)(gai)革(ge)(ge)(ge)取(qu)得重要進展(zhan)(zhan)、金(jin)融資源(yuan)配置更加高(gao)(gao)效，推出科創板、設立(li)北交所、全面實(shi)(shi)(shi)行股票發(fa)(fa)行注冊制，金(jin)融產品與服務(wu)(wu)實(shi)(shi)(shi)現創新提質。以服務(wu)(wu)實(shi)(shi)(shi)體經(jing)(jing)濟(ji)、服務(wu)(wu)人民生活為本，金(jin)融改(gai)(gai)革(ge)(ge)(ge)的(de)持續深(shen)化(hua)，為實(shi)(shi)(shi)體經(jing)(jing)濟(ji)發(fa)(fa)展(zhan)(zhan)提供(gong)(gong)更高(gao)(gao)質量、更有效率(lv)的(de)金(jin)融服務(wu)(wu)，也進一步夯實(shi)(shi)(shi)自身安全高(gao)(gao)效穩健發(fa)(fa)展(zhan)(zhan)的(de)根基。
?加強(qiang)和(he)(he)完善現(xian)(xian)代金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)監管(guan)，不斷提(ti)高金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)治(zhi)理(li)(li)(li)體(ti)(ti)系(xi)和(he)(he)治(zhi)理(li)(li)(li)能(neng)力現(xian)(xian)代化(hua)(hua)(hua)(hua)水(shui)平。優化(hua)(hua)(hua)(hua)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)體(ti)(ti)系(xi)治(zhi)理(li)(li)(li)是(shi)防范化(hua)(hua)(hua)(hua)解(jie)重大(da)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)風(feng)險(xian)的(de)重要(yao)方面，健全現(xian)(xian)代金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)企業制(zhi)度、推進(jin)構建(jian)(jian)現(xian)(xian)代金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)監管(guan)框架、健全金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)法治(zhi)等是(shi)優化(hua)(hua)(hua)(hua)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)體(ti)(ti)系(xi)治(zhi)理(li)(li)(li)的(de)重要(yao)舉(ju)措。強(qiang)化(hua)(hua)(hua)(hua)公司治(zhi)理(li)(li)(li)，深化(hua)(hua)(hua)(hua)國有(you)商業銀行改(gai)革，促進(jin)中小銀行和(he)(he)農村信用社建(jian)(jian)立有(you)效的(de)治(zhi)理(li)(li)(li)制(zhi)衡機制(zhi)……近年(nian)來(lai)，金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)監管(guan)部(bu)門堅決(jue)防范化(hua)(hua)(hua)(hua)解(jie)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)風(feng)險(xian)，推動建(jian)(jian)立常態化(hua)(hua)(hua)(hua)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)風(feng)險(xian)處置機制(zhi)，逐步(bu)夯實防范化(hua)(hua)(hua)(hua)解(jie)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)風(feng)險(xian)長效機制(zhi)，重點領域風(feng)險(xian)得(de)到穩妥處置，守住不發生系(xi)統性(xing)風(feng)險(xian)的(de)底(di)線，金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)治(zhi)理(li)(li)(li)體(ti)(ti)系(xi)和(he)(he)治(zhi)理(li)(li)(li)能(neng)力現(xian)(xian)代化(hua)(hua)(hua)(hua)水(shui)平的(de)不斷提(ti)升，為持續深化(hua)(hua)(hua)(hua)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)改(gai)革和(he)(he)對外開(kai)放(fang)營造了(le)良好環境。
?防范化(hua)解(jie)金(jin)(jin)融(rong)風險，特(te)別(bie)是(shi)防止發(fa)生系統性金(jin)(jin)融(rong)風險，是(shi)金(jin)(jin)融(rong)工作的根(gen)本性任務，也(ye)是(shi)金(jin)(jin)融(rong)工作的永恒主題。站在新(xin)的歷史起點上，我(wo)們要堅持(chi)以習(xi)近平新(xin)時代中國(guo)特(te)色社(she)會主義(yi)(yi)思想為指導，深刻認識(shi)防范化(hua)解(jie)重大(da)金(jin)(jin)融(rong)風險的重要戰略意義(yi)(yi)，深化(hua)對金(jin)(jin)融(rong)本質和規律的認識(shi)，立足中國(guo)實際，堅定不移走好中國(guo)特(te)色金(jin)(jin)融(rong)發(fa)展之路(lu)，為全面(mian)建設社(she)會主義(yi)(yi)現代化(hua)國(guo)家貢獻力量(liang)。