行業動(dong)態hyjj
國務院關于金融工作情況的報告
——2023年10月21日在第十四屆全國人民代表大會常務委員會第六次會議上
中國人民(min)銀行行長(chang) 潘功勝(sheng)
全(quan)國人民代表大會(hui)常務委員會(hui)：
根據全國人大常委(wei)會(hui)《關于加強經濟(ji)工作監督的決定(ding)》，2022年(nian)10月，國務院首次向(xiang)全國人大報(bao)告(gao)了金(jin)融工作情況。受國務院委(wei)托，現就2022年(nian)第四季度以來(lai)金(jin)融工作情況報(bao)告(gao)如下，請審議(yi)。
金融(rong)系統以習近平新(xin)時代(dai)中(zhong)國(guo)特(te)色社(she)(she)會主義思(si)想為(wei)指導，深(shen)入貫(guan)徹(che)(che)落實(shi)黨的(de)二(er)(er)十大和二(er)(er)十屆一中(zhong)、二(er)(er)中(zhong)全(quan)(quan)(quan)會精(jing)神(shen)，堅持和加強黨對(dui)金融(rong)工(gong)作(zuo)的(de)全(quan)(quan)(quan)面領導，認真執行十四屆全(quan)(quan)(quan)國(guo)人大一次會議審(shen)查通過(guo)的(de)年(nian)度計劃及(ji)相關決議，堅持穩(wen)中(zhong)求進工(gong)作(zuo)總基調，完(wan)整(zheng)、準確、全(quan)(quan)(quan)面貫(guan)徹(che)(che)新(xin)發(fa)展理念(nian)，持續深(shen)化金融(rong)供給側結構性改革，加快構建(jian)完(wan)善(shan)中(zhong)國(guo)特(te)色社(she)(she)會主義現代(dai)金融(rong)體系，穩(wen)步推(tui)進金融(rong)改革發(fa)展穩(wen)定各項(xiang)工(gong)作(zuo)，有力促進了我(wo)國(guo)經濟持續恢復、總體回(hui)升向好，為(wei)服務(wu)中(zhong)國(guo)式現代(dai)化建(jian)設(she)提供了有力支撐。
一、金融工作主要進展及成效
金(jin)融(rong)(rong)(rong)系統堅(jian)決貫徹(che)落實(shi)(shi)黨中(zhong)央、國務院決策(ce)部(bu)署，精(jing)準有力實(shi)(shi)施(shi)穩(wen)(wen)健(jian)的貨幣政策(ce)，進(jin)一步(bu)加大對實(shi)(shi)體經濟的支持力度(du)，加強(qiang)和完善(shan)現(xian)代金(jin)融(rong)(rong)(rong)監(jian)管，有效防(fang)控(kong)金(jin)融(rong)(rong)(rong)風(feng)險(xian)，穩(wen)(wen)步(bu)推進(jin)金(jin)融(rong)(rong)(rong)改革，持續深化對外(wai)開放，切實(shi)(shi)改進(jin)金(jin)融(rong)(rong)(rong)服務，金(jin)融(rong)(rong)(rong)行(xing)業整體穩(wen)(wen)健(jian)，金(jin)融(rong)(rong)(rong)市(shi)場(chang)平穩(wen)(wen)運行(xing)，金(jin)融(rong)(rong)(rong)風(feng)險(xian)總體可(ke)控(kong)，金(jin)融(rong)(rong)(rong)工作(zuo)取得(de)新進(jin)展。
（一）貨幣政策執行情況
穩(wen)健的貨(huo)(huo)(huo)幣(bi)(bi)(bi)政(zheng)策(ce)(ce)精準有(you)(you)(you)力，加(jia)(jia)強(qiang)逆(ni)周期(qi)(qi)(qi)調(diao)(diao)(diao)節(jie)，發(fa)(fa)揮(hui)總(zong)量(liang)(liang)和結構雙重(zhong)功能(neng)，廣(guang)義貨(huo)(huo)(huo)幣(bi)(bi)(bi)（M2）供應量(liang)(liang)和社會融(rong)資規(gui)模(mo)增(zeng)(zeng)速(su)同名義經濟增(zeng)(zeng)速(su)基(ji)本匹配。一是(shi)(shi)加(jia)(jia)大穩(wen)健的貨(huo)(huo)(huo)幣(bi)(bi)(bi)政(zheng)策(ce)(ce)實施力度。綜合(he)運用多種貨(huo)(huo)(huo)幣(bi)(bi)(bi)政(zheng)策(ce)(ce)工(gong)(gong)(gong)具(ju)，保持(chi)流(liu)動(dong)性(xing)(xing)合(he)理充裕，2023年以來兩次下調(diao)(diao)(diao)金(jin)融(rong)機構存款(kuan)(kuan)準備(bei)金(jin)率(lv)(lv)累計(ji)(ji)0.5個(ge)百(bai)分點(dian)(dian)，釋(shi)放(fang)長(chang)(chang)(chang)(chang)(chang)期(qi)(qi)(qi)流(liu)動(dong)性(xing)(xing)超過1萬億(yi)元(yuan)(yuan)。引導(dao)金(jin)融(rong)機構保持(chi)信貸總(zong)量(liang)(liang)適度、節(jie)奏平穩(wen)。截(jie)至(zhi)2023年9月(yue)(yue)(yue)末(mo)(mo)，廣(guang)義貨(huo)(huo)(huo)幣(bi)(bi)(bi)供應量(liang)(liang)同比(bi)(bi)(bi)增(zeng)(zeng)長(chang)(chang)(chang)(chang)(chang)10.3%，社會融(rong)資規(gui)模(mo)存量(liang)(liang)同比(bi)(bi)(bi)增(zeng)(zeng)長(chang)(chang)(chang)(chang)(chang)9.0%，在(zai)保持(chi)物價穩(wen)定(ding)(ding)(ding)的情況下有(you)(you)(you)力支(zhi)(zhi)持(chi)經濟恢復。二是(shi)(shi)發(fa)(fa)揮(hui)結構性(xing)(xing)貨(huo)(huo)(huo)幣(bi)(bi)(bi)政(zheng)策(ce)(ce)工(gong)(gong)(gong)具(ju)作(zuo)用。調(diao)(diao)(diao)增(zeng)(zeng)支(zhi)(zhi)農支(zhi)(zhi)小(xiao)(xiao)再貸款(kuan)(kuan)、再貼(tie)現額(e)(e)度2000億(yi)元(yuan)(yuan)，增(zeng)(zeng)加(jia)(jia)洪澇災(zai)害受(shou)災(zai)嚴重(zhong)地區支(zhi)(zhi)農支(zhi)(zhi)小(xiao)(xiao)再貸款(kuan)(kuan)額(e)(e)度350億(yi)元(yuan)(yuan)，延長(chang)(chang)(chang)(chang)(chang)普(pu)惠小(xiao)(xiao)微貸款(kuan)(kuan)支(zhi)(zhi)持(chi)工(gong)(gong)(gong)具(ju)、租賃住(zhu)房(fang)(fang)貸款(kuan)(kuan)支(zhi)(zhi)持(chi)計(ji)(ji)劃期(qi)(qi)(qi)限至(zhi)2024年末(mo)(mo)，延長(chang)(chang)(chang)(chang)(chang)保交樓(lou)貸款(kuan)(kuan)支(zhi)(zhi)持(chi)計(ji)(ji)劃期(qi)(qi)(qi)限至(zhi)2024年5月(yue)(yue)(yue)，加(jia)(jia)大力度支(zhi)(zhi)持(chi)科技(ji)型企業(ye)融(rong)資，繼續(xu)用好碳減排支(zhi)(zhi)持(chi)工(gong)(gong)(gong)具(ju)、支(zhi)(zhi)持(chi)煤炭清潔高效利(li)(li)(li)(li)用專項再貸款(kuan)(kuan)等工(gong)(gong)(gong)具(ju)。截(jie)至(zhi)9月(yue)(yue)(yue)末(mo)(mo)，各類結構性(xing)(xing)貨(huo)(huo)(huo)幣(bi)(bi)(bi)政(zheng)策(ce)(ce)工(gong)(gong)(gong)具(ju)余額(e)(e)總(zong)計(ji)(ji)7.0萬億(yi)元(yuan)(yuan)。三是(shi)(shi)降(jiang)(jiang)(jiang)(jiang)低(di)(di)企業(ye)融(rong)資和個(ge)人(ren)(ren)消費信貸成本。央行(xing)公開(kai)市場逆(ni)回(hui)購操作(zuo)利(li)(li)(li)(li)率(lv)(lv)和中(zhong)期(qi)(qi)(qi)借(jie)貸便利(li)(li)(li)(li)（MLF）利(li)(li)(li)(li)率(lv)(lv)分別(bie)累計(ji)(ji)下降(jiang)(jiang)(jiang)(jiang)20個(ge)、25個(ge)基(ji)點(dian)(dian)，引導(dao)1年期(qi)(qi)(qi)、5年期(qi)(qi)(qi)以上(shang)貸款(kuan)(kuan)市場報價利(li)(li)(li)(li)率(lv)(lv)（LPR）分別(bie)累計(ji)(ji)下降(jiang)(jiang)(jiang)(jiang)20個(ge)、10個(ge)基(ji)點(dian)(dian)。1月(yue)(yue)(yue)至(zhi)9月(yue)(yue)(yue)，新發(fa)(fa)放(fang)企業(ye)貸款(kuan)(kuan)加(jia)(jia)權平均利(li)(li)(li)(li)率(lv)(lv)為(wei)(wei)3.91%，比(bi)(bi)(bi)2022年同期(qi)(qi)(qi)下降(jiang)(jiang)(jiang)(jiang)0.32個(ge)百(bai)分點(dian)(dian)，其中(zhong)9月(yue)(yue)(yue)企業(ye)貸款(kuan)(kuan)加(jia)(jia)權平均利(li)(li)(li)(li)率(lv)(lv)為(wei)(wei)3.82%，處(chu)于歷(li)史最(zui)低(di)(di)水平。引導(dao)降(jiang)(jiang)(jiang)(jiang)低(di)(di)存款(kuan)(kuan)利(li)(li)(li)(li)率(lv)(lv)，有(you)(you)(you)利(li)(li)(li)(li)于穩(wen)定(ding)(ding)(ding)銀行(xing)負債成本，為(wei)(wei)降(jiang)(jiang)(jiang)(jiang)低(di)(di)企業(ye)貸款(kuan)(kuan)利(li)(li)(li)(li)率(lv)(lv)創(chuang)造有(you)(you)(you)利(li)(li)(li)(li)條件。發(fa)(fa)揮(hui)首套(tao)住(zhu)房(fang)(fang)貸款(kuan)(kuan)利(li)(li)(li)(li)率(lv)(lv)動(dong)態(tai)調(diao)(diao)(diao)整機制(zhi)作(zuo)用，前9個(ge)月(yue)(yue)(yue)新發(fa)(fa)放(fang)個(ge)人(ren)(ren)住(zhu)房(fang)(fang)貸款(kuan)(kuan)利(li)(li)(li)(li)率(lv)(lv)為(wei)(wei)4.13%，同比(bi)(bi)(bi)下降(jiang)(jiang)(jiang)(jiang)0.88個(ge)百(bai)分點(dian)(dian)。推動(dong)降(jiang)(jiang)(jiang)(jiang)低(di)(di)存量(liang)(liang)首套(tao)住(zhu)房(fang)(fang)貸款(kuan)(kuan)利(li)(li)(li)(li)率(lv)(lv)，近5000萬筆、22萬億(yi)元(yuan)(yuan)存量(liang)(liang)房(fang)(fang)貸利(li)(li)(li)(li)率(lv)(lv)下降(jiang)(jiang)(jiang)(jiang)，平均降(jiang)(jiang)(jiang)(jiang)幅0.73個(ge)百(bai)分點(dian)(dian)。四是(shi)(shi)保持(chi)人(ren)(ren)民幣(bi)(bi)(bi)匯(hui)(hui)(hui)(hui)率(lv)(lv)在(zai)合(he)理均衡水平上(shang)的基(ji)本穩(wen)定(ding)(ding)(ding)。適時上(shang)調(diao)(diao)(diao)企業(ye)和金(jin)融(rong)機構跨(kua)境融(rong)資宏(hong)觀審慎調(diao)(diao)(diao)節(jie)參數、下調(diao)(diao)(diao)金(jin)融(rong)機構外(wai)匯(hui)(hui)(hui)(hui)存款(kuan)(kuan)準備(bei)金(jin)率(lv)(lv)，發(fa)(fa)揮(hui)外(wai)匯(hui)(hui)(hui)(hui)自律機制(zhi)作(zuo)用，加(jia)(jia)強(qiang)預期(qi)(qi)(qi)引導(dao)，逆(ni)周期(qi)(qi)(qi)調(diao)(diao)(diao)節(jie)外(wai)匯(hui)(hui)(hui)(hui)市場供求。人(ren)(ren)民幣(bi)(bi)(bi)匯(hui)(hui)(hui)(hui)率(lv)(lv)雙向浮動(dong)，對美元(yuan)(yuan)匯(hui)(hui)(hui)(hui)率(lv)(lv)有(you)(you)(you)所貶值，對一籃子貨(huo)(huo)(huo)幣(bi)(bi)(bi)保持(chi)穩(wen)中(zhong)有(you)(you)(you)升。截(jie)至(zhi)9月(yue)(yue)(yue)末(mo)(mo)，外(wai)匯(hui)(hui)(hui)(hui)儲備(bei)規(gui)模(mo)為(wei)(wei)31151億(yi)美元(yuan)(yuan)，保持(chi)基(ji)本穩(wen)定(ding)(ding)(ding)。
（二）金融業運行和監管工作情況
銀行(xing)(xing)(xing)(xing)(xing)業(ye)(ye)、保(bao)險(xian)業(ye)(ye)、證券(quan)業(ye)(ye)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)(rong)機(ji)構(gou)(gou)(gou)總(zong)體穩(wen)健，金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)(rong)市(shi)(shi)場(chang)平穩(wen)運行(xing)(xing)(xing)(xing)(xing)。一(yi)是(shi)(shi)(shi)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)(rong)機(ji)構(gou)(gou)(gou)經營和(he)(he)(he)(he)監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)指標(biao)處(chu)(chu)于合理(li)區間。截至(zhi)2023年(nian)6月(yue)末(mo)，金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)(rong)業(ye)(ye)機(ji)構(gou)(gou)(gou)總(zong)資(zi)(zi)產449.21萬億(yi)元。商業(ye)(ye)銀行(xing)(xing)(xing)(xing)(xing)資(zi)(zi)本(ben)(ben)充(chong)足(zu)率和(he)(he)(he)(he)不良貸款率分(fen)(fen)(fen)別為(wei)14.66%、1.62%，保(bao)險(xian)公(gong)司(si)平均綜合償付(fu)(fu)能力(li)充(chong)足(zu)率188%，證券(quan)公(gong)司(si)平均風險(xian)覆蓋率、平均資(zi)(zi)本(ben)(ben)杠桿(gan)率分(fen)(fen)(fen)別為(wei)255.38%、18.78%，信用(yong)風險(xian)處(chu)(chu)于可(ke)控水(shui)平，損(sun)失(shi)抵御能力(li)總(zong)體較為(wei)充(chong)足(zu)。二是(shi)(shi)(shi)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)(rong)市(shi)(shi)場(chang)保(bao)持(chi)(chi)韌性(xing)和(he)(he)(he)(he)活(huo)力(li)。活(huo)躍資(zi)(zi)本(ben)(ben)市(shi)(shi)場(chang),提(ti)振投(tou)資(zi)(zi)者信心(xin),推出優化IPO和(he)(he)(he)(he)再融(rong)(rong)(rong)(rong)(rong)(rong)(rong)(rong)資(zi)(zi)安排、規(gui)(gui)(gui)范(fan)股份減持(chi)(chi)行(xing)(xing)(xing)(xing)(xing)為(wei)、改革公(gong)募基(ji)金(jin)(jin)費率等政策(ce)措施。債(zhai)券(quan)市(shi)(shi)場(chang)運行(xing)(xing)(xing)(xing)(xing)平穩(wen)，發(fa)行(xing)(xing)(xing)(xing)(xing)規(gui)(gui)(gui)模(mo)穩(wen)步增長，發(fa)債(zhai)利(li)率處(chu)(chu)于歷史低位，9月(yue)末(mo)10年(nian)期國(guo)(guo)債(zhai)收(shou)益率為(wei)2.68%，較2022年(nian)末(mo)下(xia)降16個基(ji)點(dian)。三是(shi)(shi)(shi)健全(quan)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)(rong)監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)制(zhi)度。出臺(tai)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)(rong)控股公(gong)司(si)關聯(lian)交易管(guan)(guan)(guan)(guan)(guan)(guan)(guan)理(li)辦(ban)法(fa)(fa)。建(jian)(jian)立(li)大型(xing)(xing)支付(fu)(fu)平臺(tai)企業(ye)(ye)聯(lian)合監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)長效機(ji)制(zhi)。平穩(wen)完(wan)成互(hu)聯(lian)網平臺(tai)企業(ye)(ye)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)(rong)業(ye)(ye)務大部(bu)分(fen)(fen)(fen)突出問題整(zheng)改，工作(zuo)(zuo)重點(dian)轉入常態(tai)化監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)。組織開(kai)展(zhan)國(guo)(guo)內(nei)系統重要性(xing)銀行(xing)(xing)(xing)(xing)(xing)評估，持(chi)(chi)續完(wan)善系統重要性(xing)銀行(xing)(xing)(xing)(xing)(xing)和(he)(he)(he)(he)保(bao)險(xian)公(gong)司(si)評估和(he)(he)(he)(he)監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)制(zhi)度。推進(jin)(jin)上(shang)市(shi)(shi)公(gong)司(si)獨立(li)董事制(zhi)度改革。強化外匯市(shi)(shi)場(chang)監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)，完(wan)善外匯業(ye)(ye)務真實(shi)性(xing)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)理(li)機(ji)制(zhi)。積(ji)極運用(yong)監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)科技，提(ti)升(sheng)監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)數字(zi)化智能化水(shui)平。四是(shi)(shi)(shi)加(jia)強金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)(rong)監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)執法(fa)(fa)。1月(yue)至(zhi)9月(yue)，中國(guo)(guo)人(ren)民銀行(xing)(xing)(xing)(xing)(xing)共對(dui)10件(jian)(jian)(jian)案(an)件(jian)(jian)(jian)作(zuo)(zuo)出73份行(xing)(xing)(xing)(xing)(xing)政處(chu)(chu)罰(fa)(fa)決(jue)定(ding)(ding)，處(chu)(chu)罰(fa)(fa)金(jin)(jin)額共計64.12億(yi)元；金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)(rong)監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)總(zong)局處(chu)(chu)罰(fa)(fa)銀行(xing)(xing)(xing)(xing)(xing)保(bao)險(xian)機(ji)構(gou)(gou)(gou)2978家次，處(chu)(chu)罰(fa)(fa)責任人(ren)員5512人(ren)次，罰(fa)(fa)沒(mei)金(jin)(jin)額共計63.12億(yi)元；中國(guo)(guo)證監(jian)(jian)會辦(ban)理(li)案(an)件(jian)(jian)(jian)559件(jian)(jian)(jian)，處(chu)(chu)罰(fa)(fa)責任主體518人(ren)（家）次，向公(gong)安機(ji)關移送(song)涉刑案(an)件(jian)(jian)(jian)75件(jian)(jian)(jian)；國(guo)(guo)家外匯局查處(chu)(chu)外匯違法(fa)(fa)違規(gui)(gui)(gui)案(an)件(jian)(jian)(jian)502起(qi)，配(pei)合公(gong)安機(ji)關破獲地(di)(di)下(xia)錢莊案(an)件(jian)(jian)(jian)95起(qi)，查處(chu)(chu)地(di)(di)下(xia)錢莊交易對(dui)手案(an)件(jian)(jian)(jian)259起(qi)，罰(fa)(fa)沒(mei)共計7.16億(yi)元人(ren)民幣。加(jia)強高風險(xian)行(xing)(xing)(xing)(xing)(xing)業(ye)(ye)和(he)(he)(he)(he)機(ji)構(gou)(gou)(gou)反(fan)洗錢監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)，推進(jin)(jin)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)(rong)反(fan)詐一(yi)體化平臺(tai)建(jian)(jian)設(she)，保(bao)持(chi)(chi)對(dui)電信網絡(luo)詐騙、跨境賭博等非法(fa)(fa)活(huo)動的高壓(ya)打(da)擊態(tai)勢(shi)。五是(shi)(shi)(shi)推進(jin)(jin)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)(rong)法(fa)(fa)治建(jian)(jian)設(she)。出臺(tai)私募投(tou)資(zi)(zi)基(ji)金(jin)(jin)監(jian)(jian)督(du)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)理(li)條例(li)，推動金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)(rong)穩(wen)定(ding)(ding)法(fa)(fa)提(ti)請(qing)全(quan)國(guo)(guo)人(ren)大常委會第一(yi)次審議，金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)(rong)穩(wen)定(ding)(ding)法(fa)(fa)、中國(guo)(guo)人(ren)民銀行(xing)(xing)(xing)(xing)(xing)法(fa)(fa)、商業(ye)(ye)銀行(xing)(xing)(xing)(xing)(xing)法(fa)(fa)、保(bao)險(xian)法(fa)(fa)、反(fan)洗錢法(fa)(fa)列入全(quan)國(guo)(guo)人(ren)大立(li)法(fa)(fa)規(gui)(gui)(gui)劃(hua)第一(yi)類項目，銀行(xing)(xing)(xing)(xing)(xing)業(ye)(ye)監(jian)(jian)督(du)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)理(li)法(fa)(fa)、非銀行(xing)(xing)(xing)(xing)(xing)支付(fu)(fu)機(ji)構(gou)(gou)(gou)條例(li)、地(di)(di)方金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)(rong)監(jian)(jian)督(du)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)理(li)條例(li)、外匯管(guan)(guan)(guan)(guan)(guan)(guan)(guan)理(li)條例(li)、上(shang)市(shi)(shi)公(gong)司(si)監(jian)(jian)督(du)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)理(li)條例(li)列入國(guo)(guo)務院(yuan)2023年(nian)度立(li)法(fa)(fa)工作(zuo)(zuo)計劃(hua)。建(jian)(jian)立(li)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)(rong)領域定(ding)(ding)期修法(fa)(fa)協調機(ji)制(zhi)，推進(jin)(jin)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)(rong)領域修法(fa)(fa)工作(zuo)(zuo)進(jin)(jin)程。六(liu)是(shi)(shi)(shi)持(chi)(chi)之以恒嚴懲金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)(rong)腐敗。堅(jian)持(chi)(chi)以嚴的基(ji)調強化正風肅(su)紀(ji)反(fan)腐，深入開(kai)展(zhan)典型(xing)(xing)案(an)例(li)警示(shi)教(jiao)(jiao)育(yu)，以身邊事教(jiao)(jiao)育(yu)身邊人(ren)。緊盯重點(dian)領域和(he)(he)(he)(he)關鍵少數，加(jia)強年(nian)輕干(gan)部(bu)教(jiao)(jiao)育(yu)監(jian)(jian)督(du)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)理(li)。
（三）金融支持實體經濟情況
進(jin)(jin)(jin)一步提升(sheng)對實體經濟的服(fu)務(wu)質效，為經濟回(hui)升(sheng)向好營造良好的貨幣(bi)金(jin)(jin)融(rong)(rong)(rong)環(huan)境。一是(shi)保(bao)持融(rong)(rong)(rong)資(zi)總量(liang)合理充裕。2023年1月(yue)(yue)至(zhi)9月(yue)(yue)，人民幣(bi)貸款(kuan)新(xin)增(zeng)19.75萬(wan)(wan)(wan)億(yi)(yi)(yi)(yi)元(yuan)(yuan)(yuan)，同(tong)(tong)比多增(zeng)1.58萬(wan)(wan)(wan)億(yi)(yi)(yi)(yi)元(yuan)(yuan)(yuan)。上海證(zheng)券(quan)交易所、深圳證(zheng)券(quan)交易所共有204家(jia)企(qi)業(ye)首次公開(kai)發(fa)(fa)行(xing)股票（IPO），融(rong)(rong)(rong)資(zi)3125億(yi)(yi)(yi)(yi)元(yuan)(yuan)(yuan)。債(zhai)券(quan)凈融(rong)(rong)(rong)資(zi)7.6萬(wan)(wan)(wan)億(yi)(yi)(yi)(yi)元(yuan)(yuan)(yuan)，占社會(hui)融(rong)(rong)(rong)資(zi)規模增(zeng)量(liang)的25.9%。二是(shi)進(jin)(jin)(jin)一步支(zhi)(zhi)(zhi)持重(zhong)(zhong)點領域(yu)(yu)。截(jie)(jie)至(zhi)9月(yue)(yue)末，制造業(ye)中長(chang)(chang)期貸款(kuan)余額12.09萬(wan)(wan)(wan)億(yi)(yi)(yi)(yi)元(yuan)(yuan)(yuan)，同(tong)(tong)比增(zeng)長(chang)(chang)38.2%；科(ke)技型中小企(qi)業(ye)貸款(kuan)余額2.42萬(wan)(wan)(wan)億(yi)(yi)(yi)(yi)元(yuan)(yuan)(yuan)，同(tong)(tong)比增(zeng)長(chang)(chang)22.6%。發(fa)(fa)揮科(ke)創板、創業(ye)板和(he)北京證(zheng)券(quan)交易所服(fu)務(wu)“硬科(ke)技”、科(ke)技創新(xin)、“專(zhuan)精特新(xin)”企(qi)業(ye)的作用(yong)。支(zhi)(zhi)(zhi)持超(chao)大(da)(da)(da)特大(da)(da)(da)城市“平急兩用(yong)”公共基(ji)(ji)礎(chu)(chu)設(she)(she)施(shi)建(jian)設(she)(she)、城中村(cun)改造和(he)保(bao)障性住房建(jian)設(she)(she)。基(ji)(ji)礎(chu)(chu)設(she)(she)施(shi)領域(yu)(yu)不動產投資(zi)信(xin)(xin)托基(ji)(ji)金(jin)(jin)（REITs）首批擴募項(xiang)(xiang)目順(shun)利上市交易，資(zi)產范圍拓寬至(zhi)消(xiao)費基(ji)(ji)礎(chu)(chu)設(she)(she)施(shi)等領域(yu)(yu)。推進(jin)(jin)(jin)綠色金(jin)(jin)融(rong)(rong)(rong)標(biao)準(zhun)體系建(jian)設(she)(she)，建(jian)立綠色金(jin)(jin)融(rong)(rong)(rong)信(xin)(xin)息管理系統。三是(shi)大(da)(da)(da)力發(fa)(fa)展(zhan)普惠(hui)金(jin)(jin)融(rong)(rong)(rong)。支(zhi)(zhi)(zhi)持民營企(qi)業(ye)和(he)小微(wei)企(qi)業(ye)發(fa)(fa)展(zhan)，截(jie)(jie)至(zhi)9月(yue)(yue)末，普惠(hui)小微(wei)貸款(kuan)余額28.74萬(wan)(wan)(wan)億(yi)(yi)(yi)(yi)元(yuan)(yuan)(yuan)，同(tong)(tong)比增(zeng)長(chang)(chang)24.1%；授信(xin)(xin)戶數(shu)(shu)超(chao)過6107萬(wan)(wan)(wan)戶，同(tong)(tong)比增(zeng)長(chang)(chang)13.3%。加強鄉村(cun)振(zhen)興和(he)農(nong)業(ye)強國建(jian)設(she)(she)金(jin)(jin)融(rong)(rong)(rong)服(fu)務(wu)，截(jie)(jie)至(zhi)8月(yue)(yue)末，全國涉農(nong)貸款(kuan)余額54.98萬(wan)(wan)(wan)億(yi)(yi)(yi)(yi)元(yuan)(yuan)(yuan)，同(tong)(tong)比增(zeng)長(chang)(chang)15.4%。1月(yue)(yue)至(zhi)9月(yue)(yue)，債(zhai)券(quan)市場支(zhi)(zhi)(zhi)持銀行(xing)發(fa)(fa)行(xing)小微(wei)企(qi)業(ye)專(zhuan)項(xiang)(xiang)金(jin)(jin)融(rong)(rong)(rong)債(zhai)券(quan)2115億(yi)(yi)(yi)(yi)元(yuan)(yuan)(yuan)、“三農(nong)”專(zhuan)項(xiang)(xiang)金(jin)(jin)融(rong)(rong)(rong)債(zhai)券(quan)467億(yi)(yi)(yi)(yi)元(yuan)(yuan)(yuan)。保(bao)險業(ye)積極支(zhi)(zhi)(zhi)持防汛(xun)抗災(zai)和(he)災(zai)后重(zhong)(zhong)建(jian)，截(jie)(jie)至(zhi)9月(yue)(yue)底，河北、北京、黑龍(long)江(jiang)等16個(ge)受災(zai)地區(qu)賠付預賠付金(jin)(jin)額達79.47億(yi)(yi)(yi)(yi)元(yuan)(yuan)(yuan)。1月(yue)(yue)至(zhi)9月(yue)(yue)，開(kai)展(zhan)“保(bao)險+期貨”項(xiang)(xiang)目286個(ge)，覆蓋生豬(zhu)、雞(ji)蛋、玉米等12個(ge)期貨品種。四是(shi)提升(sheng)基(ji)(ji)礎(chu)(chu)金(jin)(jin)融(rong)(rong)(rong)服(fu)務(wu)。實施(shi)重(zhong)(zhong)要基(ji)(ji)礎(chu)(chu)數(shu)(shu)據及資(zi)管產品等大(da)(da)(da)數(shu)(shu)據統計(ji)。深入(ru)開(kai)展(zhan)金(jin)(jin)融(rong)(rong)(rong)關鍵信(xin)(xin)息基(ji)(ji)礎(chu)(chu)設(she)(she)施(shi)安全保(bao)護(hu)等工作。穩妥推進(jin)(jin)(jin)數(shu)(shu)字人民幣(bi)研(yan)發(fa)(fa)。加快(kuai)推進(jin)(jin)(jin)省級(ji)(ji)地方征信(xin)(xin)平臺(tai)建(jian)設(she)(she)，截(jie)(jie)至(zhi)9月(yue)(yue)末已(yi)建(jian)成(cheng)省級(ji)(ji)地方征信(xin)(xin)平臺(tai)29家(jia)（含深圳），幫助中小微(wei)企(qi)業(ye)獲得貸款(kuan)5萬(wan)(wan)(wan)億(yi)(yi)(yi)(yi)元(yuan)(yuan)(yuan)。
（四）金融改革和對外開放情況
金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)改(gai)革不(bu)斷深(shen)化(hua)(hua)(hua)，金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)對外(wai)開(kai)放(fang)取得新(xin)進(jin)(jin)展(zhan)。一(yi)是深(shen)化(hua)(hua)(hua)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)機(ji)構(gou)改(gai)革。持續推(tui)(tui)進(jin)(jin)中(zhong)(zhong)小銀(yin)行(xing)(xing)改(gai)革化(hua)(hua)(hua)險(xian)(xian)(xian)，“一(yi)省一(yi)策(ce)”加(jia)快(kuai)(kuai)農村(cun)信(xin)用(yong)社(she)改(gai)革，穩(wen)步(bu)推(tui)(tui)動(dong)(dong)村(cun)鎮銀(yin)行(xing)(xing)改(gai)革重組和(he)(he)風險(xian)(xian)(xian)化(hua)(hua)(hua)解。進(jin)(jin)一(yi)步(bu)健全(quan)中(zhong)(zhong)小金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)機(ji)構(gou)公(gong)司(si)治理(li)，嚴防大(da)(da)股東操縱(zong)和(he)(he)內部人控制(zhi)(zhi)(zhi)。繼續推(tui)(tui)動(dong)(dong)政(zheng)(zheng)策(ce)性銀(yin)行(xing)(xing)分類分賬改(gai)革。深(shen)入推(tui)(tui)進(jin)(jin)車(che)險(xian)(xian)(xian)綜合改(gai)革，加(jia)快(kuai)(kuai)巨災保險(xian)(xian)(xian)制(zhi)(zhi)(zhi)度(du)建設(she)(she)。引導(dao)信(xin)托(tuo)業(ye)加(jia)快(kuai)(kuai)轉型(xing)發(fa)(fa)展(zhan)，促進(jin)(jin)信(xin)托(tuo)業(ye)務回(hui)歸(gui)本(ben)(ben)源。規(gui)(gui)(gui)范(fan)私募投(tou)資基金(jin)(jin)(jin)(jin)(jin)“募投(tou)管退”業(ye)務各環節(jie)。二是發(fa)(fa)展(zhan)多層次金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)市(shi)(shi)場(chang)。全(quan)面(mian)實(shi)行(xing)(xing)股票發(fa)(fa)行(xing)(xing)注冊(ce)(ce)制(zhi)(zhi)(zhi)，加(jia)大(da)(da)退市(shi)(shi)力度(du)，實(shi)施(shi)貨銀(yin)對付(fu)（DVP）改(gai)革。完善多層次債(zhai)(zhai)券市(shi)(shi)場(chang)體系(xi)，加(jia)快(kuai)(kuai)柜臺債(zhai)(zhai)券市(shi)(shi)場(chang)建設(she)(she)，大(da)(da)力推(tui)(tui)進(jin)(jin)完善債(zhai)(zhai)券承銷、做(zuo)市(shi)(shi)、估值等(deng)(deng)基礎制(zhi)(zhi)(zhi)度(du)，債(zhai)(zhai)券注冊(ce)(ce)制(zhi)(zhi)(zhi)改(gai)革全(quan)面(mian)落地(di)。規(gui)(gui)(gui)范(fan)發(fa)(fa)展(zhan)第三支柱養(yang)(yang)老(lao)保險(xian)(xian)(xian)，推(tui)(tui)動(dong)(dong)養(yang)(yang)老(lao)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)機(ji)構(gou)專(zhuan)(zhuan)業(ye)化(hua)(hua)(hua)發(fa)(fa)展(zhan)，穩(wen)步(bu)開(kai)展(zhan)專(zhuan)(zhuan)屬商(shang)業(ye)養(yang)(yang)老(lao)保險(xian)(xian)(xian)、養(yang)(yang)老(lao)理(li)財產(chan)品(pin)等(deng)(deng)業(ye)務試點。三是擴(kuo)大(da)(da)高水平金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)對外(wai)開(kai)放(fang)。穩(wen)步(bu)擴(kuo)大(da)(da)規(gui)(gui)(gui)則、規(gui)(gui)(gui)制(zhi)(zhi)(zhi)、管理(li)、標(biao)準(zhun)等(deng)(deng)制(zhi)(zhi)(zhi)度(du)型(xing)對外(wai)開(kai)放(fang)，完成(cheng)開(kai)放(fang)新(xin)措(cuo)施(shi)的法(fa)規(gui)(gui)(gui)修訂和(he)(he)制(zhi)(zhi)(zhi)定。人民(min)(min)幣(bi)(bi)(bi)國(guo)(guo)際(ji)化(hua)(hua)(hua)穩(wen)步(bu)推(tui)(tui)進(jin)(jin)，2023年1月至9月人民(min)(min)幣(bi)(bi)(bi)跨(kua)(kua)境(jing)收(shou)付(fu)規(gui)(gui)(gui)模39萬億元，同比上升(sheng)23%，人民(min)(min)幣(bi)(bi)(bi)成(cheng)為我(wo)國(guo)(guo)第一(yi)大(da)(da)跨(kua)(kua)境(jing)收(shou)付(fu)幣(bi)(bi)(bi)種。發(fa)(fa)布實(shi)施(shi)境(jing)內企業(ye)境(jing)外(wai)上市(shi)(shi)備(bei)案管理(li)制(zhi)(zhi)(zhi)度(du)。將(jiang)更多優(you)質企業(ye)和(he)(he)銀(yin)行(xing)(xing)納入貿易(yi)便(bian)利(li)化(hua)(hua)(hua)政(zheng)(zheng)策(ce)范(fan)圍。優(you)化(hua)(hua)(hua)升(sheng)級(ji)跨(kua)(kua)國(guo)(guo)公(gong)司(si)本(ben)(ben)外(wai)幣(bi)(bi)(bi)跨(kua)(kua)境(jing)資金(jin)(jin)(jin)(jin)(jin)集(ji)中(zhong)(zhong)運營管理(li)。支持外(wai)匯(hui)創新(xin)政(zheng)(zheng)策(ce)在(zai)橫琴粵澳、前海深(shen)港(gang)、中(zhong)(zhong)關村(cun)等(deng)(deng)重點區域先行(xing)(xing)先試。進(jin)(jin)一(yi)步(bu)優(you)化(hua)(hua)(hua)滬(hu)深(shen)港(gang)通機(ji)制(zhi)(zhi)(zhi)，推(tui)(tui)動(dong)(dong)內地(di)與(yu)香港(gang)利(li)率互換市(shi)(shi)場(chang)互聯互通合作(zuo)。加(jia)快(kuai)(kuai)上海國(guo)(guo)際(ji)再保險(xian)(xian)(xian)中(zhong)(zhong)心(xin)建設(she)(she)。參與(yu)二十國(guo)(guo)集(ji)團、國(guo)(guo)際(ji)貨幣(bi)(bi)(bi)基金(jin)(jin)(jin)(jin)(jin)組織等(deng)(deng)多邊機(ji)制(zhi)(zhi)(zhi)，推(tui)(tui)動(dong)(dong)國(guo)(guo)際(ji)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)政(zheng)(zheng)策(ce)協(xie)(xie)調(diao)，維護國(guo)(guo)家金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)利(li)益。穩(wen)妥做(zuo)好主(zhu)權(quan)債(zhai)(zhai)務處理(li)相關工作(zuo)。推(tui)(tui)動(dong)(dong)建立(li)國(guo)(guo)際(ji)清算銀(yin)行(xing)(xing)人民(min)(min)幣(bi)(bi)(bi)流動(dong)(dong)性安排。落實(shi)金(jin)(jin)(jin)(jin)(jin)磚國(guo)(guo)家應急儲(chu)備(bei)安排本(ben)(ben)幣(bi)(bi)(bi)出(chu)資。深(shen)度(du)參與(yu)《區域全(quan)面(mian)經濟伙(huo)伴(ban)關系(xi)協(xie)(xie)定》等(deng)(deng)國(guo)(guo)際(ji)貿易(yi)談判及(ji)規(gui)(gui)(gui)則制(zhi)(zhi)(zhi)定。
（五）防范化解金融風險隱患情況
按照黨(dang)中(zhong)(zhong)央(yang)確(que)立(li)的“穩(wen)定(ding)大(da)局、統(tong)籌協調(diao)、分(fen)類施(shi)策(ce)、精準拆彈”的基本(ben)方針，持(chi)續防(fang)范化解重(zhong)大(da)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)風(feng)(feng)(feng)(feng)險(xian)(xian)，確(que)保(bao)(bao)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)風(feng)(feng)(feng)(feng)險(xian)(xian)整體(ti)可控。一是(shi)(shi)繼續處(chu)(chu)(chu)置(zhi)中(zhong)(zhong)小金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)機(ji)(ji)構(gou)(gou)(gou)(gou)風(feng)(feng)(feng)(feng)險(xian)(xian)。2023年1月至8月，銀(yin)行(xing)(xing)業金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)機(ji)(ji)構(gou)(gou)(gou)(gou)累計(ji)處(chu)(chu)(chu)置(zhi)不良資(zi)(zi)(zi)(zi)(zi)產1.5萬億(yi)元。推(tui)動(dong)(dong)重(zhong)點(dian)地(di)(di)區(qu)和(he)(he)(he)重(zhong)點(dian)機(ji)(ji)構(gou)(gou)(gou)(gou)加(jia)快改(gai)革化險(xian)(xian)，制(zhi)定(ding)和(he)(he)(he)完善(shan)(shan)風(feng)(feng)(feng)(feng)險(xian)(xian)化解方案(an)，加(jia)強(qiang)風(feng)(feng)(feng)(feng)險(xian)(xian)監(jian)測和(he)(he)(he)預警(jing)(jing)，有(you)序(xu)推(tui)動(dong)(dong)河南安徽村(cun)鎮(zhen)銀(yin)行(xing)(xing)等風(feng)(feng)(feng)(feng)險(xian)(xian)后續處(chu)(chu)(chu)置(zhi)。加(jia)快處(chu)(chu)(chu)置(zhi)恒大(da)人壽(shou)、中(zhong)(zhong)融(rong)(rong)(rong)信(xin)托(tuo)等高風(feng)(feng)(feng)(feng)險(xian)(xian)保(bao)(bao)險(xian)(xian)信(xin)托(tuo)機(ji)(ji)構(gou)(gou)(gou)(gou)。二是(shi)(shi)維(wei)護(hu)(hu)房(fang)地(di)(di)產市(shi)(shi)(shi)場(chang)(chang)平穩(wen)運行(xing)(xing)。因(yin)城施(shi)策(ce)實(shi)施(shi)好(hao)差別化住房(fang)信(xin)貸(dai)政(zheng)策(ce)，下(xia)調(diao)二套房(fang)利率政(zheng)策(ce)下(xia)限(xian)，統(tong)一全(quan)國層面(mian)首(shou)付款比例政(zheng)策(ce)下(xia)限(xian)，配(pei)合相關(guan)部門將首(shou)套房(fang)認定(ding)標準調(diao)整為“認房(fang)不認貸(dai)”，更好(hao)支持(chi)剛性(xing)和(he)(he)(he)改(gai)善(shan)(shan)性(xing)住房(fang)需(xu)求。保(bao)(bao)持(chi)房(fang)地(di)(di)產融(rong)(rong)(rong)資(zi)(zi)(zi)(zi)(zi)平穩(wen)有(you)序(xu)，延長房(fang)地(di)(di)產“金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)16條”實(shi)施(shi)期限(xian)，指導(dao)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)機(ji)(ji)構(gou)(gou)(gou)(gou)用好(hao)3500億(yi)元專項借款、2000億(yi)元保(bao)(bao)交樓貸(dai)款支持(chi)計(ji)劃。加(jia)大(da)民營企業債(zhai)券融(rong)(rong)(rong)資(zi)(zi)(zi)(zi)(zi)支持(chi)工具支持(chi)力度(du)。三是(shi)(shi)支持(chi)防(fang)范化解地(di)(di)方融(rong)(rong)(rong)資(zi)(zi)(zi)(zi)(zi)平臺債(zhai)務(wu)(wu)(wu)(wu)(wu)風(feng)(feng)(feng)(feng)險(xian)(xian)。認真落實(shi)黨(dang)中(zhong)(zhong)央(yang)決(jue)策(ce)部署，堅(jian)持(chi)穩(wen)字(zi)當頭、穩(wen)中(zhong)(zhong)求進，在(zai)部委和(he)(he)(he)地(di)(di)方兩個層面(mian)建立(li)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)支持(chi)化解地(di)(di)方債(zhai)務(wu)(wu)(wu)(wu)(wu)風(feng)(feng)(feng)(feng)險(xian)(xian)工作(zuo)小組，制(zhi)定(ding)化解融(rong)(rong)(rong)資(zi)(zi)(zi)(zi)(zi)平臺債(zhai)務(wu)(wu)(wu)(wu)(wu)風(feng)(feng)(feng)(feng)險(xian)(xian)系列文件，引(yin)導(dao)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)機(ji)(ji)構(gou)(gou)(gou)(gou)按照市(shi)(shi)(shi)場(chang)(chang)化、法治化原則，與重(zhong)點(dian)地(di)(di)區(qu)融(rong)(rong)(rong)資(zi)(zi)(zi)(zi)(zi)平臺平等協商，依法合規、分(fen)類施(shi)策(ce)化解存量債(zhai)務(wu)(wu)(wu)(wu)(wu)風(feng)(feng)(feng)(feng)險(xian)(xian)，嚴(yan)控融(rong)(rong)(rong)資(zi)(zi)(zi)(zi)(zi)平臺增量債(zhai)務(wu)(wu)(wu)(wu)(wu)，完善(shan)(shan)常(chang)態化融(rong)(rong)(rong)資(zi)(zi)(zi)(zi)(zi)平臺金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)債(zhai)務(wu)(wu)(wu)(wu)(wu)統(tong)計(ji)監(jian)測機(ji)(ji)制(zhi)，加(jia)強(qiang)對(dui)重(zhong)點(dian)地(di)(di)區(qu)、重(zhong)點(dian)融(rong)(rong)(rong)資(zi)(zi)(zi)(zi)(zi)平臺的風(feng)(feng)(feng)(feng)險(xian)(xian)監(jian)測。四是(shi)(shi)嚴(yan)厲打擊非法金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)活動(dong)(dong)。深入(ru)推(tui)進“偽金(jin)(jin)(jin)(jin)(jin)(jin)(jin)交所”、第三方財(cai)富(fu)管理公司等風(feng)(feng)(feng)(feng)險(xian)(xian)整治，嚴(yan)厲打擊非法集資(zi)(zi)(zi)(zi)(zi)，堅(jian)決(jue)遏制(zhi)境(jing)內虛擬貨幣交易炒作(zuo)。持(chi)續加(jia)大(da)洗錢案(an)件查辦(ban)力度(du)。五是(shi)(shi)防(fang)范金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)市(shi)(shi)(shi)場(chang)(chang)風(feng)(feng)(feng)(feng)險(xian)(xian)聯動(dong)(dong)和(he)(he)(he)外(wai)(wai)部沖擊。健(jian)全(quan)資(zi)(zi)(zi)(zi)(zi)本(ben)市(shi)(shi)(shi)場(chang)(chang)風(feng)(feng)(feng)(feng)險(xian)(xian)預防(fang)預警(jing)(jing)處(chu)(chu)(chu)置(zhi)問責制(zhi)度(du)體(ti)系，完善(shan)(shan)資(zi)(zi)(zi)(zi)(zi)本(ben)市(shi)(shi)(shi)場(chang)(chang)跨境(jing)資(zi)(zi)(zi)(zi)(zi)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)監(jian)測監(jian)管機(ji)(ji)制(zhi)，有(you)序(xu)推(tui)進中(zhong)(zhong)美審計(ji)監(jian)管合作(zuo)，穩(wen)妥應對(dui)在(zai)美中(zhong)(zhong)概股風(feng)(feng)(feng)(feng)險(xian)(xian)。防(fang)范化解大(da)型房(fang)地(di)(di)產企業債(zhai)券違約(yue)風(feng)(feng)(feng)(feng)險(xian)(xian)，維(wei)護(hu)(hu)理財(cai)公司流動(dong)(dong)性(xing)穩(wen)定(ding)，防(fang)范信(xin)用收縮(suo)和(he)(he)(he)風(feng)(feng)(feng)(feng)險(xian)(xian)溢價(jia)抬升(sheng)影(ying)響企業融(rong)(rong)(rong)資(zi)(zi)(zi)(zi)(zi)。維(wei)護(hu)(hu)外(wai)(wai)匯(hui)市(shi)(shi)(shi)場(chang)(chang)穩(wen)健(jian)運行(xing)(xing)，加(jia)強(qiang)外(wai)(wai)匯(hui)市(shi)(shi)(shi)場(chang)(chang)形勢(shi)監(jian)測，強(qiang)化預期引(yin)導(dao)，優化企業匯(hui)率避險(xian)(xian)服務(wu)(wu)(wu)(wu)(wu)。保(bao)(bao)障(zhang)外(wai)(wai)匯(hui)儲備資(zi)(zi)(zi)(zi)(zi)產安全(quan)、流動(dong)(dong)和(he)(he)(he)保(bao)(bao)值增值。六是(shi)(shi)構(gou)(gou)(gou)(gou)建防(fang)范化解金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)風(feng)(feng)(feng)(feng)險(xian)(xian)長效機(ji)(ji)制(zhi)。強(qiang)化金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)機(ji)(ji)構(gou)(gou)(gou)(gou)風(feng)(feng)(feng)(feng)險(xian)(xian)監(jian)測、預警(jing)(jing)和(he)(he)(he)早期糾正，加(jia)強(qiang)對(dui)風(feng)(feng)(feng)(feng)險(xian)(xian)的及(ji)時處(chu)(chu)(chu)置(zhi)和(he)(he)(he)硬約(yue)束。發揮存款保(bao)(bao)險(xian)(xian)功(gong)能(neng)，提(ti)高其(qi)他行(xing)(xing)業保(bao)(bao)障(zhang)基金(jin)(jin)(jin)(jin)(jin)(jin)(jin)保(bao)(bao)障(zhang)能(neng)力，完善(shan)(shan)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)穩(wen)定(ding)保(bao)(bao)障(zhang)基金(jin)(jin)(jin)(jin)(jin)(jin)(jin)管理。
（六）加強黨對金融工作的全面領導
加(jia)強(qiang)黨(dang)(dang)(dang)(dang)的(de)領(ling)導是(shi)做好金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)工(gong)(gong)作(zuo)(zuo)(zuo)的(de)根本保(bao)證。黨(dang)(dang)(dang)(dang)的(de)二十屆二中(zhong)(zhong)全(quan)會(hui)(hui)審(shen)議(yi)通過《黨(dang)(dang)(dang)(dang)和國(guo)家機(ji)構改(gai)革方(fang)案》，是(shi)貫(guan)徹落(luo)實(shi)黨(dang)(dang)(dang)(dang)的(de)二十大精(jing)神(shen)的(de)重(zhong)(zhong)要(yao)舉(ju)措，對(dui)(dui)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)管理(li)(li)體(ti)制(zhi)進(jin)(jin)行(xing)了重(zhong)(zhong)大改(gai)革，最(zui)重(zhong)(zhong)要(yao)的(de)是(shi)加(jia)強(qiang)黨(dang)(dang)(dang)(dang)中(zhong)(zhong)央對(dui)(dui)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)工(gong)(gong)作(zuo)(zuo)(zuo)的(de)集(ji)中(zhong)(zhong)統(tong)(tong)一(yi)領(ling)導，將中(zhong)(zhong)國(guo)特色社會(hui)(hui)主(zhu)(zhu)義(yi)(yi)制(zhi)度的(de)政(zheng)(zheng)治(zhi)優(you)勢和制(zhi)度優(you)勢轉(zhuan)化(hua)(hua)為金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)治(zhi)理(li)(li)效能，確保(bao)中(zhong)(zhong)國(guo)特色金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)之路(lu)始終沿著正確方(fang)向前(qian)進(jin)(jin)。一(yi)是(shi)配(pei)合設(she)(she)立中(zhong)(zhong)央金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)委(wei)員會(hui)(hui)。加(jia)強(qiang)黨(dang)(dang)(dang)(dang)中(zhong)(zhong)央對(dui)(dui)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)工(gong)(gong)作(zuo)(zuo)(zuo)的(de)集(ji)中(zhong)(zhong)統(tong)(tong)一(yi)領(ling)導，負責金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)穩定和發展(zhan)(zhan)的(de)頂層設(she)(she)計、統(tong)(tong)籌協調(diao)(diao)、整(zheng)(zheng)體(ti)推(tui)進(jin)(jin)、督促落(luo)實(shi)，研究審(shen)議(yi)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)領(ling)域重(zhong)(zhong)大政(zheng)(zheng)策(ce)、重(zhong)(zhong)大問題(ti)等(deng)(deng)。二是(shi)配(pei)合組(zu)建(jian)(jian)中(zhong)(zhong)央金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)工(gong)(gong)委(wei)。統(tong)(tong)一(yi)領(ling)導金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)系(xi)統(tong)(tong)黨(dang)(dang)(dang)(dang)的(de)工(gong)(gong)作(zuo)(zuo)(zuo)，指導金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)系(xi)統(tong)(tong)黨(dang)(dang)(dang)(dang)的(de)政(zheng)(zheng)治(zhi)建(jian)(jian)設(she)(she)、思想(xiang)建(jian)(jian)設(she)(she)、組(zu)織建(jian)(jian)設(she)(she)、作(zuo)(zuo)(zuo)風建(jian)(jian)設(she)(she)、紀律建(jian)(jian)設(she)(she)等(deng)(deng)。三是(shi)調(diao)(diao)整(zheng)(zheng)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)管理(li)(li)部(bu)門職責。壓實(shi)監(jian)(jian)管責任，消除監(jian)(jian)管空白，組(zu)建(jian)(jian)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)監(jian)(jian)管總局，調(diao)(diao)整(zheng)(zheng)優(you)化(hua)(hua)中(zhong)(zhong)國(guo)人(ren)民銀行(xing)和中(zhong)(zhong)國(guo)證監(jian)(jian)會(hui)(hui)職責，推(tui)進(jin)(jin)中(zhong)(zhong)國(guo)人(ren)民銀行(xing)分支(zhi)機(ji)構改(gai)革，深(shen)(shen)化(hua)(hua)地方(fang)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)監(jian)(jian)管體(ti)制(zhi)改(gai)革，強(qiang)化(hua)(hua)對(dui)(dui)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)活動的(de)全(quan)方(fang)位(wei)監(jian)(jian)管。目(mu)前(qian)，各(ge)(ge)(ge)項改(gai)革穩步推(tui)進(jin)(jin)，人(ren)員轉(zhuan)隸、職能劃轉(zhuan)、機(ji)構編制(zhi)等(deng)(deng)工(gong)(gong)作(zuo)(zuo)(zuo)基本就緒(xu)，金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)干(gan)部(bu)隊伍嚴(yan)明工(gong)(gong)作(zuo)(zuo)(zuo)紀律，思想(xiang)不亂、隊伍不散、工(gong)(gong)作(zuo)(zuo)(zuo)不斷。四是(shi)高(gao)(gao)標準高(gao)(gao)質(zhi)量(liang)推(tui)進(jin)(jin)主(zhu)(zhu)題(ti)教(jiao)(jiao)(jiao)育。4月(yue)以來，按照學習貫(guan)徹習近(jin)平新時(shi)代(dai)中(zhong)(zhong)國(guo)特色社會(hui)(hui)主(zhu)(zhu)義(yi)(yi)思想(xiang)主(zhu)(zhu)題(ti)教(jiao)(jiao)(jiao)育工(gong)(gong)作(zuo)(zuo)(zuo)會(hui)(hui)議(yi)部(bu)署，金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)系(xi)統(tong)(tong)深(shen)(shen)入學習貫(guan)徹習近(jin)平總書記(ji)的(de)重(zhong)(zhong)要(yao)指示(shi)批(pi)(pi)示(shi)精(jing)神(shen)，牢牢把握目(mu)標要(yao)求，一(yi)體(ti)推(tui)進(jin)(jin)重(zhong)(zhong)點(dian)舉(ju)措。高(gao)(gao)質(zhi)量(liang)完成(cheng)第(di)一(yi)批(pi)(pi)主(zhu)(zhu)題(ti)教(jiao)(jiao)(jiao)育，認真開好調(diao)(diao)研成(cheng)果(guo)交流會(hui)(hui)、專題(ti)民主(zhu)(zhu)生(sheng)活會(hui)(hui)和組(zu)織生(sheng)活會(hui)(hui)，扎實(shi)開展(zhan)(zhan)理(li)(li)論(lun)學習，各(ge)(ge)(ge)單(dan)位(wei)各(ge)(ge)(ge)級黨(dang)(dang)(dang)(dang)組(zu)織開展(zhan)(zhan)中(zhong)(zhong)心組(zu)學習，班子成(cheng)員講專題(ti)黨(dang)(dang)(dang)(dang)課。堅持(chi)不懈用黨(dang)(dang)(dang)(dang)的(de)創新理(li)(li)論(lun)凝心鑄魂(hun)，全(quan)面落(luo)實(shi)黨(dang)(dang)(dang)(dang)委(wei)（黨(dang)(dang)(dang)(dang)組(zu)）意識(shi)形態工(gong)(gong)作(zuo)(zuo)(zuo)責任制(zhi)。大興(xing)調(diao)(diao)查研究，動態更新問題(ti)清單(dan)。高(gao)(gao)質(zhi)量(liang)開展(zhan)(zhan)政(zheng)(zheng)治(zhi)巡視，強(qiang)化(hua)(hua)巡視成(cheng)果(guo)運用。深(shen)(shen)入開展(zhan)(zhan)干(gan)部(bu)隊伍教(jiao)(jiao)(jiao)育整(zheng)(zheng)頓和重(zhong)(zhong)點(dian)問題(ti)專項整(zheng)(zheng)治(zhi)。開展(zhan)(zhan)集(ji)中(zhong)(zhong)清理(li)(li)黨(dang)(dang)(dang)(dang)內(nei)規范性(xing)文件工(gong)(gong)作(zuo)(zuo)(zuo)。9月(yue)，各(ge)(ge)(ge)單(dan)位(wei)總結第(di)一(yi)批(pi)(pi)主(zhu)(zhu)題(ti)教(jiao)(jiao)(jiao)育取得(de)的(de)成(cheng)果(guo)，周密(mi)組(zu)織開展(zhan)(zhan)第(di)二批(pi)(pi)主(zhu)(zhu)題(ti)教(jiao)(jiao)(jiao)育。
二、下一步工作考慮
金融系統將以(yi)習近(jin)平新時代中國特色社(she)會主義(yi)思想為指導，堅持(chi)穩字當頭、穩中求(qiu)進，針對(dui)經濟(ji)形勢(shi)的變化，精準有力實施宏(hong)觀調控(kong)，切實加強金融監管，著力擴(kuo)大(da)內(nei)需、提振(zhen)信心、防范風險，推動經濟(ji)運行持(chi)續回升向好。
（一）繼續實施穩健的貨幣政策
穩(wen)健的(de)(de)貨幣(bi)政(zheng)策(ce)(ce)更加(jia)精(jing)準(zhun)有(you)力，把握好(hao)逆周期(qi)和(he)(he)跨周期(qi)調(diao)節，保持貨幣(bi)信貸(dai)(dai)(dai)總(zong)量(liang)適度，節奏平穩(wen)。總(zong)量(liang)上，綜合運用(yong)(yong)多種貨幣(bi)政(zheng)策(ce)(ce)工(gong)具，保持貨幣(bi)供應量(liang)和(he)(he)社(she)會(hui)融(rong)(rong)資規(gui)模(mo)增速(su)與名(ming)義經濟(ji)增速(su)基(ji)本(ben)匹配，進(jin)(jin)一步疏通貨幣(bi)政(zheng)策(ce)(ce)傳導機制，增強金(jin)融(rong)(rong)支持實體(ti)經濟(ji)力度的(de)(de)穩(wen)定性(xing)，切(qie)實支持擴大(da)內(nei)需，增強發(fa)展(zhan)(zhan)動能，優化經濟(ji)結構，促進(jin)(jin)經濟(ji)金(jin)融(rong)(rong)良性(xing)循環。價格上，持續(xu)(xu)(xu)(xu)深化利(li)(li)率(lv)(lv)市場(chang)化改革，釋(shi)放貸(dai)(dai)(dai)款市場(chang)報價利(li)(li)率(lv)(lv)（LPR）改革紅利(li)(li)，有(you)效發(fa)揮存(cun)款利(li)(li)率(lv)(lv)市場(chang)化調(diao)整機制作用(yong)(yong)，進(jin)(jin)一步推動金(jin)融(rong)(rong)機構降低實際(ji)貸(dai)(dai)(dai)款利(li)(li)率(lv)(lv)，降低企業綜合融(rong)(rong)資成本(ben)和(he)(he)個人消(xiao)費信貸(dai)(dai)(dai)成本(ben)。同時，維護好(hao)存(cun)貸(dai)(dai)(dai)款市場(chang)秩序。結構上，聚焦重(zhong)(zhong)點(dian)、合理適度、有(you)進(jin)(jin)有(you)退，繼(ji)續(xu)(xu)(xu)(xu)加(jia)大(da)對普惠(hui)小微、制造業、綠(lv)色發(fa)展(zhan)(zhan)、科技創(chuang)新、基(ji)礎設施建設等國民經濟(ji)重(zhong)(zhong)點(dian)領(ling)域(yu)和(he)(he)薄(bo)弱(ruo)環節的(de)(de)支持力度，繼(ji)續(xu)(xu)(xu)(xu)實施好(hao)存(cun)續(xu)(xu)(xu)(xu)結構性(xing)貨幣(bi)政(zheng)策(ce)(ce)工(gong)具，用(yong)(yong)好(hao)用(yong)(yong)足普惠(hui)小微貸(dai)(dai)(dai)款支持工(gong)具、保交樓貸(dai)(dai)(dai)款支持計(ji)劃(hua)和(he)(he)租賃(lin)住房(fang)貸(dai)(dai)(dai)款支持計(ji)劃(hua)。
（二）全面加強和完善金融監管
堅守金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)監(jian)(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)主責主業，強(qiang)(qiang)化(hua)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)風(feng)險(xian)(xian)源(yuan)頭(tou)(tou)管(guan)(guan)(guan)(guan)(guan)控(kong)。一(yi)是(shi)強(qiang)(qiang)化(hua)審(shen)慎監(jian)(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)。把好金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)機(ji)構(gou)(gou)(gou)準入(ru)關，嚴格股東資質(zhi)審(shen)查(cha)，筑(zhu)牢產(chan)業資本與金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)資本防火墻，堅決糾(jiu)正(zheng)違規關聯(lian)交易。加(jia)強(qiang)(qiang)系統重(zhong)(zhong)要性(xing)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)機(ji)構(gou)(gou)(gou)監(jian)(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)，健(jian)全(quan)集團(tuan)治(zhi)(zhi)(zhi)(zhi)理(li)(li)(li)(li)和(he)(he)對境外(wai)子(zi)公(gong)(gong)(gong)(gong)司(si)的(de)風(feng)險(xian)(xian)管(guan)(guan)(guan)(guan)(guan)控(kong)。分(fen)類(lei)推(tui)進(jin)(jin)(jin)中(zhong)小(xiao)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)機(ji)構(gou)(gou)(gou)監(jian)(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)。優化(hua)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)機(ji)構(gou)(gou)(gou)風(feng)險(xian)(xian)控(kong)制(zhi)指標計算標準。進(jin)(jin)(jin)一(yi)步完(wan)(wan)善(shan)監(jian)(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)執法(fa)(fa)(fa)(fa)體制(zhi)機(ji)制(zhi)，深化(hua)跨部門監(jian)(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)執法(fa)(fa)(fa)(fa)協作(zuo),嚴厲打(da)擊金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)犯(fan)罪。推(tui)動監(jian)(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)數據共享，加(jia)快(kuai)發展監(jian)(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)科技，提高數字(zi)化(hua)監(jian)(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)能力。二是(shi)依法(fa)(fa)(fa)(fa)將各類(lei)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)活(huo)(huo)動全(quan)部納入(ru)監(jian)(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)。金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)活(huo)(huo)動必(bi)須持(chi)牌(pai)經營，嚴禁“無照駕(jia)駛”和(he)(he)超范圍經營，按照實質(zhi)重(zhong)(zhong)于形式原則監(jian)(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)處置非(fei)法(fa)(fa)(fa)(fa)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)活(huo)(huo)動，確(que)保(bao)(bao)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)監(jian)(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)全(quan)覆(fu)蓋(gai)、無例(li)外(wai)。強(qiang)(qiang)化(hua)地方金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)監(jian)(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)，加(jia)強(qiang)(qiang)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)監(jian)(jian)(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)協調合(he)作(zuo)。加(jia)強(qiang)(qiang)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)消費(fei)者(zhe)適當性(xing)管(guan)(guan)(guan)(guan)(guan)理(li)(li)(li)(li)，強(qiang)(qiang)化(hua)投訴(su)源(yuan)頭(tou)(tou)治(zhi)(zhi)(zhi)(zhi)理(li)(li)(li)(li)，切實保(bao)(bao)護消費(fei)者(zhe)合(he)法(fa)(fa)(fa)(fa)權(quan)益。三是(shi)加(jia)強(qiang)(qiang)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)法(fa)(fa)(fa)(fa)治(zhi)(zhi)(zhi)(zhi)建(jian)(jian)設。加(jia)快(kuai)推(tui)進(jin)(jin)(jin)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)穩定法(fa)(fa)(fa)(fa)立(li)法(fa)(fa)(fa)(fa)工作(zuo)，推(tui)動中(zhong)國人(ren)民銀(yin)行(xing)(xing)法(fa)(fa)(fa)(fa)、商業銀(yin)行(xing)(xing)法(fa)(fa)(fa)(fa)、銀(yin)行(xing)(xing)業監(jian)(jian)(jian)(jian)(jian)督(du)管(guan)(guan)(guan)(guan)(guan)理(li)(li)(li)(li)法(fa)(fa)(fa)(fa)、保(bao)(bao)險(xian)(xian)法(fa)(fa)(fa)(fa)、信托法(fa)(fa)(fa)(fa)、票據法(fa)(fa)(fa)(fa)、反洗錢法(fa)(fa)(fa)(fa)、外(wai)匯管(guan)(guan)(guan)(guan)(guan)理(li)(li)(li)(li)條(tiao)例(li)等重(zhong)(zhong)點法(fa)(fa)(fa)(fa)律(lv)法(fa)(fa)(fa)(fa)規修訂，推(tui)進(jin)(jin)(jin)非(fei)銀(yin)行(xing)(xing)支付機(ji)構(gou)(gou)(gou)條(tiao)例(li)、保(bao)(bao)險(xian)(xian)資金(jin)(jin)(jin)(jin)(jin)運用監(jian)(jian)(jian)(jian)(jian)督(du)管(guan)(guan)(guan)(guan)(guan)理(li)(li)(li)(li)條(tiao)例(li)、金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)資產(chan)管(guan)(guan)(guan)(guan)(guan)理(li)(li)(li)(li)公(gong)(gong)(gong)(gong)司(si)條(tiao)例(li)、上(shang)市公(gong)(gong)(gong)(gong)司(si)監(jian)(jian)(jian)(jian)(jian)督(du)管(guan)(guan)(guan)(guan)(guan)理(li)(li)(li)(li)條(tiao)例(li)、證券公(gong)(gong)(gong)(gong)司(si)監(jian)(jian)(jian)(jian)(jian)督(du)管(guan)(guan)(guan)(guan)(guan)理(li)(li)(li)(li)條(tiao)例(li)、公(gong)(gong)(gong)(gong)司(si)債券管(guan)(guan)(guan)(guan)(guan)理(li)(li)(li)(li)條(tiao)例(li)等重(zhong)(zhong)要立(li)法(fa)(fa)(fa)(fa)修法(fa)(fa)(fa)(fa)項目。研究完(wan)(wan)善(shan)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)領域定期修法(fa)(fa)(fa)(fa)協調機(ji)制(zhi)。四是(shi)強(qiang)(qiang)化(hua)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)反腐(fu)敗(bai)和(he)(he)人(ren)才隊(dui)伍建(jian)(jian)設。強(qiang)(qiang)化(hua)政(zheng)治(zhi)(zhi)(zhi)(zhi)監(jian)(jian)(jian)(jian)(jian)督(du)、日常監(jian)(jian)(jian)(jian)(jian)督(du)，加(jia)強(qiang)(qiang)對關鍵(jian)人(ren)員(yuan)、關鍵(jian)崗位、關鍵(jian)環節(jie)的(de)持(chi)續管(guan)(guan)(guan)(guan)(guan)理(li)(li)(li)(li)和(he)(he)監(jian)(jian)(jian)(jian)(jian)督(du)，一(yi)體推(tui)進(jin)(jin)(jin)不敢腐(fu)、不能腐(fu)、不想腐(fu)，打(da)造政(zheng)治(zhi)(zhi)(zhi)(zhi)覺悟高、業務素質(zhi)強(qiang)(qiang)、作(zuo)風(feng)過硬、清正(zheng)廉(lian)潔的(de)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)隊(dui)伍。
（三）持續提高金融服務實體經濟的能力
堅持服(fu)(fu)(fu)務實(shi)體(ti)經濟的(de)(de)根本宗(zong)旨(zhi)，著力(li)擴大(da)(da)內需、提(ti)振信(xin)心(xin)，助力(li)實(shi)體(ti)經濟穩定(ding)增(zeng)長(chang)和(he)(he)(he)轉(zhuan)型(xing)升級(ji)。一(yi)(yi)是滿(man)足實(shi)體(ti)經濟有(you)效(xiao)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)資(zi)(zi)需求。突出金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)支(zhi)(zhi)(zhi)持重(zhong)(zhong)點領(ling)域(yu)，著力(li)增(zeng)強(qiang)(qiang)新(xin)增(zeng)長(chang)動(dong)能，為大(da)(da)宗(zong)消費(fei)以及服(fu)(fu)(fu)務消費(fei)等消費(fei)需求提(ti)供(gong)穩定(ding)的(de)(de)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)資(zi)(zi)支(zhi)(zhi)(zhi)持。二是完善(shan)薄弱環節金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)服(fu)(fu)(fu)務。堅持“兩個毫不(bu)動(dong)搖”，對國(guo)企和(he)(he)(he)民企一(yi)(yi)視同仁(ren)，加(jia)(jia)快(kuai)推動(dong)建(jian)立金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)服(fu)(fu)(fu)務小微企業(ye)“敢(gan)貸(dai)、愿(yuan)貸(dai)、能貸(dai)、會(hui)貸(dai)”長(chang)效(xiao)機(ji)制(zhi)，引導(dao)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)機(ji)構優化(hua)資(zi)(zi)源配置(zhi)和(he)(he)(he)考核激勵(li)機(ji)制(zhi)，推動(dong)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)產(chan)(chan)品和(he)(he)(he)服(fu)(fu)(fu)務創新(xin)，強(qiang)(qiang)化(hua)科(ke)(ke)技賦(fu)能，強(qiang)(qiang)化(hua)民營企業(ye)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)服(fu)(fu)(fu)務，進(jin)(jin)一(yi)(yi)步增(zeng)強(qiang)(qiang)“三(san)農”、小微企業(ye)、新(xin)市民等群體(ti)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)服(fu)(fu)(fu)務供(gong)給，提(ti)高(gao)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)服(fu)(fu)(fu)務的(de)(de)獲(huo)得感。三(san)是強(qiang)(qiang)化(hua)經濟轉(zhuan)型(xing)升級(ji)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)支(zhi)(zhi)(zhi)持。加(jia)(jia)大(da)(da)對高(gao)水(shui)平(ping)科(ke)(ke)技自立自強(qiang)(qiang)支(zhi)(zhi)(zhi)持力(li)度(du)，持續(xu)增(zeng)加(jia)(jia)先進(jin)(jin)制(zhi)造業(ye)、戰略(lve)性新(xin)興產(chan)(chan)業(ye)、科(ke)(ke)技型(xing)企業(ye)等重(zhong)(zhong)點領(ling)域(yu)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)供(gong)給，支(zhi)(zhi)(zhi)持培育戰略(lve)性新(xin)興產(chan)(chan)業(ye)，推動(dong)數字經濟與先進(jin)(jin)制(zhi)造業(ye)、現(xian)代(dai)服(fu)(fu)(fu)務業(ye)深(shen)度(du)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)合，加(jia)(jia)快(kuai)建(jian)設(she)(she)(she)(she)現(xian)代(dai)化(hua)產(chan)(chan)業(ye)體(ti)系(xi)。加(jia)(jia)快(kuai)研究(jiu)制(zhi)定(ding)轉(zhuan)型(xing)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)標準(zhun)，強(qiang)(qiang)化(hua)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)機(ji)構環境信(xin)息披露要求，豐富綠(lv)色金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)和(he)(he)(he)轉(zhuan)型(xing)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)產(chan)(chan)品和(he)(he)(he)服(fu)(fu)(fu)務。四(si)是支(zhi)(zhi)(zhi)持基(ji)礎設(she)(she)(she)(she)施和(he)(he)(he)重(zhong)(zhong)大(da)(da)項目建(jian)設(she)(she)(she)(she)。加(jia)(jia)大(da)(da)保(bao)交樓金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)支(zhi)(zhi)(zhi)持力(li)度(du)，積(ji)極做(zuo)好城(cheng)中村改造、“平(ping)急兩用”公(gong)共基(ji)礎設(she)(she)(she)(she)施建(jian)設(she)(she)(she)(she)、規劃建(jian)設(she)(she)(she)(she)保(bao)障(zhang)性住(zhu)房的(de)(de)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)支(zhi)(zhi)(zhi)持工作(zuo)。支(zhi)(zhi)(zhi)持重(zhong)(zhong)大(da)(da)項目加(jia)(jia)快(kuai)建(jian)設(she)(she)(she)(she)。推動(dong)基(ji)礎設(she)(she)(she)(she)施領(ling)域(yu)和(he)(he)(he)住(zhu)房租賃(lin)領(ling)域(yu)不(bu)動(dong)產(chan)(chan)投資(zi)(zi)信(xin)托基(ji)金(jin)(jin)(jin)（REITs）市場建(jian)設(she)(she)(she)(she)，盤活存量資(zi)(zi)產(chan)(chan)。五是加(jia)(jia)強(qiang)(qiang)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)基(ji)礎設(she)(she)(she)(she)施建(jian)設(she)(she)(she)(she)。穩妥推進(jin)(jin)數字人民幣研發試點。推進(jin)(jin)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)資(zi)(zi)產(chan)(chan)登記存管、清算(suan)結算(suan)、交易(yi)設(she)(she)(she)(she)施、交易(yi)報告庫以及重(zhong)(zhong)要支(zhi)(zhi)(zhi)付、征信(xin)系(xi)統(tong)等金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)基(ji)礎設(she)(she)(she)(she)施統(tong)籌監管。
（四）不斷深化金融改革和對外開放
進(jin)一(yi)步(bu)深(shen)(shen)(shen)化(hua)(hua)(hua)(hua)(hua)(hua)金(jin)(jin)(jin)融(rong)供給(gei)側結(jie)構(gou)性改(gai)革(ge)，支(zhi)持經(jing)濟(ji)發展(zhan)(zhan)方式(shi)轉變和(he)經(jing)濟(ji)結(jie)構(gou)優(you)化(hua)(hua)(hua)(hua)(hua)(hua)。一(yi)是優(you)化(hua)(hua)(hua)(hua)(hua)(hua)金(jin)(jin)(jin)融(rong)機(ji)(ji)構(gou)結(jie)構(gou)。強化(hua)(hua)(hua)(hua)(hua)(hua)大(da)型(xing)商業銀行(xing)(xing)主力軍作(zuo)(zuo)(zuo)用，深(shen)(shen)(shen)化(hua)(hua)(hua)(hua)(hua)(hua)政策(ce)性銀行(xing)(xing)改(gai)革(ge)，推動(dong)(dong)(dong)中(zhong)小(xiao)銀行(xing)(xing)回歸本源和(he)主業。提(ti)高(gao)直接融(rong)資(zi)(zi)(zi)比重，增加(jia)長期(qi)資(zi)(zi)(zi)本供給(gei)，強化(hua)(hua)(hua)(hua)(hua)(hua)證(zheng)券(quan)基金(jin)(jin)(jin)經(jing)營機(ji)(ji)構(gou)公司治理(li)(li)，建立健(jian)全各(ge)類專(zhuan)業投(tou)(tou)(tou)資(zi)(zi)(zi)機(ji)(ji)構(gou)長周期(qi)考核評價機(ji)(ji)制(zhi)。穩妥(tuo)有(you)序(xu)(xu)推進(jin)信(xin)托行(xing)(xing)業轉型(xing)發展(zhan)(zhan)。強化(hua)(hua)(hua)(hua)(hua)(hua)保(bao)險保(bao)障功能，促(cu)進(jin)第(di)三支(zhi)柱養老保(bao)險健(jian)康發展(zhan)(zhan)。促(cu)進(jin)金(jin)(jin)(jin)融(rong)業數字化(hua)(hua)(hua)(hua)(hua)(hua)轉型(xing)。二是深(shen)(shen)(shen)化(hua)(hua)(hua)(hua)(hua)(hua)金(jin)(jin)(jin)融(rong)市(shi)(shi)(shi)場(chang)(chang)(chang)改(gai)革(ge)。積極發展(zhan)(zhan)多(duo)層次(ci)股權市(shi)(shi)(shi)場(chang)(chang)(chang)，推動(dong)(dong)(dong)注冊制(zhi)改(gai)革(ge)走(zou)深(shen)(shen)(shen)走(zou)實，進(jin)一(yi)步(bu)提(ti)高(gao)上市(shi)(shi)(shi)公司質量(liang)。扎實推進(jin)資(zi)(zi)(zi)本市(shi)(shi)(shi)場(chang)(chang)(chang)投(tou)(tou)(tou)資(zi)(zi)(zi)端改(gai)革(ge)，壯大(da)各(ge)類中(zhong)長期(qi)投(tou)(tou)(tou)資(zi)(zi)(zi)力量(liang)。加(jia)強投(tou)(tou)(tou)資(zi)(zi)(zi)者保(bao)護，嚴懲證(zheng)券(quan)市(shi)(shi)(shi)場(chang)(chang)(chang)違法違規行(xing)(xing)為。加(jia)強債券(quan)市(shi)(shi)(shi)場(chang)(chang)(chang)建設(she)(she)，促(cu)進(jin)債券(quan)市(shi)(shi)(shi)場(chang)(chang)(chang)各(ge)類基礎設(she)(she)施(shi)之間有(you)序(xu)(xu)互聯(lian)互通。穩慎發展(zhan)(zhan)期(qi)貨(huo)和(he)衍生品市(shi)(shi)(shi)場(chang)(chang)(chang)，完(wan)善監(jian)(jian)管(guan)體(ti)(ti)制(zhi)機(ji)(ji)制(zhi)。三是提(ti)升(sheng)金(jin)(jin)(jin)融(rong)業制(zhi)度型(xing)開(kai)放(fang)水(shui)平。在安全可控前提(ti)下，進(jin)一(yi)步(bu)完(wan)善準(zhun)入(ru)前國(guo)(guo)民(min)待遇加(jia)負面清單管(guan)理(li)(li)制(zhi)度，構(gou)建與(yu)金(jin)(jin)(jin)融(rong)高(gao)水(shui)平開(kai)放(fang)要求相(xiang)適應的(de)(de)監(jian)(jian)管(guan)體(ti)(ti)系，提(ti)高(gao)駕馭高(gao)水(shui)平對外(wai)(wai)(wai)(wai)開(kai)放(fang)的(de)(de)本領。扎實推進(jin)境(jing)外(wai)(wai)(wai)(wai)上市(shi)(shi)(shi)備(bei)案(an)管(guan)理(li)(li)工作(zuo)(zuo)(zuo)，完(wan)善境(jing)外(wai)(wai)(wai)(wai)機(ji)(ji)構(gou)投(tou)(tou)(tou)資(zi)(zi)(zi)者境(jing)內證(zheng)券(quan)期(qi)貨(huo)投(tou)(tou)(tou)資(zi)(zi)(zi)資(zi)(zi)(zi)金(jin)(jin)(jin)管(guan)理(li)(li)。推動(dong)(dong)(dong)形成常態化(hua)(hua)(hua)(hua)(hua)(hua)、可持續的(de)(de)中(zhong)美審計合作(zuo)(zuo)(zuo)機(ji)(ji)制(zhi)。深(shen)(shen)(shen)化(hua)(hua)(hua)(hua)(hua)(hua)與(yu)香港資(zi)(zi)(zi)本市(shi)(shi)(shi)場(chang)(chang)(chang)合作(zuo)(zuo)(zuo)。研究推出一(yi)攬(lan)子跨(kua)境(jing)貿易投(tou)(tou)(tou)資(zi)(zi)(zi)便利化(hua)(hua)(hua)(hua)(hua)(hua)政策(ce)，深(shen)(shen)(shen)入(ru)推進(jin)貿易外(wai)(wai)(wai)(wai)匯(hui)便利化(hua)(hua)(hua)(hua)(hua)(hua)等政策(ce)措施(shi)。穩妥(tuo)有(you)序(xu)(xu)推進(jin)人民(min)幣國(guo)(guo)際化(hua)(hua)(hua)(hua)(hua)(hua)，構(gou)建海外(wai)(wai)(wai)(wai)投(tou)(tou)(tou)資(zi)(zi)(zi)風險預警(jing)防控體(ti)(ti)系，維護外(wai)(wai)(wai)(wai)匯(hui)儲備(bei)資(zi)(zi)(zi)產安全和(he)規模穩定。堅持多(duo)邊主義原則，積極參與(yu)國(guo)(guo)際金(jin)(jin)(jin)融(rong)合作(zuo)(zuo)(zuo)與(yu)治理(li)(li)，推動(dong)(dong)(dong)全球金(jin)(jin)(jin)融(rong)治理(li)(li)朝(chao)著更(geng)加(jia)公正合理(li)(li)的(de)(de)方向(xiang)發展(zhan)(zhan)。
（五）積極穩妥防范化解金融風險
健全(quan)市(shi)場(chang)(chang)化(hua)、法(fa)治化(hua)、常(chang)態(tai)化(hua)處置機(ji)(ji)制，平(ping)(ping)穩有序推(tui)(tui)動(dong)重(zhong)點金(jin)(jin)(jin)融(rong)風(feng)(feng)(feng)(feng)險(xian)(xian)(xian)處置，堅決(jue)守住(zhu)不發生系統性金(jin)(jin)(jin)融(rong)風(feng)(feng)(feng)(feng)險(xian)(xian)(xian)的底線。對(dui)(dui)金(jin)(jin)(jin)融(rong)機(ji)(ji)構(gou)風(feng)(feng)(feng)(feng)險(xian)(xian)(xian)，完善(shan)金(jin)(jin)(jin)融(rong)機(ji)(ji)構(gou)風(feng)(feng)(feng)(feng)險(xian)(xian)(xian)監(jian)測評估和(he)預警，著力強(qiang)化(hua)早期糾正硬約束(shu)。有序化(hua)解(jie)高風(feng)(feng)(feng)(feng)險(xian)(xian)(xian)中小金(jin)(jin)(jin)融(rong)機(ji)(ji)構(gou)風(feng)(feng)(feng)(feng)險(xian)(xian)(xian)，推(tui)(tui)動(dong)兼并重(zhong)組，該出清的穩妥出清。完善(shan)對(dui)(dui)大型企(qi)業集團債(zhai)(zhai)務(wu)風(feng)(feng)(feng)(feng)險(xian)(xian)(xian)的監(jian)測，繼續穩妥推(tui)(tui)動(dong)存量風(feng)(feng)(feng)(feng)險(xian)(xian)(xian)處置。對(dui)(dui)地(di)方融(rong)資平(ping)(ping)臺(tai)債(zhai)(zhai)務(wu)風(feng)(feng)(feng)(feng)險(xian)(xian)(xian)，堅持(chi)分類施(shi)(shi)策、突出重(zhong)點，統籌協調做好金(jin)(jin)(jin)融(rong)支(zhi)持(chi)融(rong)資平(ping)(ping)臺(tai)債(zhai)(zhai)務(wu)風(feng)(feng)(feng)(feng)險(xian)(xian)(xian)化(hua)解(jie)工(gong)(gong)作，壓(ya)實(shi)地(di)方政府主(zhu)體(ti)責任，推(tui)(tui)動(dong)建立化(hua)債(zhai)(zhai)工(gong)(gong)作機(ji)(ji)制，落實(shi)防范化(hua)解(jie)融(rong)資平(ping)(ping)臺(tai)債(zhai)(zhai)務(wu)風(feng)(feng)(feng)(feng)險(xian)(xian)(xian)的政策措施(shi)(shi)；按照市(shi)場(chang)(chang)化(hua)、法(fa)治化(hua)原則，引(yin)導(dao)金(jin)(jin)(jin)融(rong)機(ji)(ji)構(gou)依法(fa)合(he)規支(zhi)持(chi)化(hua)解(jie)地(di)方債(zhai)(zhai)務(wu)風(feng)(feng)(feng)(feng)險(xian)(xian)(xian)；建立統計監(jian)測體(ti)系，加大政策落實(shi)力度。對(dui)(dui)房地(di)產市(shi)場(chang)(chang)風(feng)(feng)(feng)(feng)險(xian)(xian)(xian)，按照因城施(shi)(shi)策原則，指(zhi)導(dao)各地(di)精準(zhun)實(shi)施(shi)(shi)差別化(hua)住(zhu)房信貸政策，加大保交樓金(jin)(jin)(jin)融(rong)支(zhi)持(chi)力度，一(yi)(yi)視(shi)同仁支(zhi)持(chi)房地(di)產企(qi)業合(he)理融(rong)資需求，保持(chi)房地(di)產融(rong)資平(ping)(ping)穩。對(dui)(dui)非法(fa)金(jin)(jin)(jin)融(rong)活動(dong)，進一(yi)(yi)步加大打擊力度，強(qiang)化(hua)監(jian)測預警，加強(qiang)金(jin)(jin)(jin)融(rong)知識(shi)普及(ji)教(jiao)育，對(dui)(dui)洗錢犯(fan)罪行為和(he)地(di)下錢莊(zhuang)保持(chi)高壓(ya)嚴(yan)打態(tai)勢。
（六）著力維護金融市場穩健運行
進一步推(tui)動活(huo)躍(yue)資本(ben)市場(chang)(chang)(chang)(chang)、提(ti)振(zhen)投(tou)(tou)資者信心的政策措施落實落地(di)，從投(tou)(tou)資端、融(rong)資端、交易端、改革端協(xie)同發力(li)，不(bu)斷激發市場(chang)(chang)(chang)(chang)活(huo)力(li)。穩(wen)妥化解大型(xing)房地(di)產(chan)企(qi)業(ye)債券(quan)違約(yue)風險(xian)，強(qiang)化城投(tou)(tou)債券(quan)風險(xian)監(jian)測預警和防范。“穩(wen)預期(qi)、防超(chao)調”，加強(qiang)外匯(hui)市場(chang)(chang)(chang)(chang)“宏觀審慎+微觀監(jian)管”兩位一體管理，發揮市場(chang)(chang)(chang)(chang)在匯(hui)率形(xing)成中的決(jue)定性作用，保(bao)持人民幣匯(hui)率在合理均衡水平(ping)上(shang)的基本(ben)穩(wen)定，防范跨境資金(jin)(jin)異常(chang)波動風險(xian)，維(wei)護(hu)外匯(hui)市場(chang)(chang)(chang)(chang)穩(wen)健(jian)運(yun)行。引導穩(wen)定金(jin)(jin)融(rong)市場(chang)(chang)(chang)(chang)行為和預期(qi)，根據市場(chang)(chang)(chang)(chang)形(xing)勢及(ji)時采取措施，防范股(gu)票市場(chang)(chang)(chang)(chang)、債券(quan)市場(chang)(chang)(chang)(chang)、外匯(hui)市場(chang)(chang)(chang)(chang)風險(xian)傳染，保(bao)障金(jin)(jin)融(rong)市場(chang)(chang)(chang)(chang)穩(wen)健(jian)運(yun)行。
我們將更加緊密團結在(zai)以習近平同志為核心(xin)的(de)黨中(zhong)(zhong)(zhong)央周圍，深入(ru)學習貫徹黨的(de)二十大精(jing)神，深刻領悟(wu)“兩個(ge)(ge)確立(li)”的(de)決(jue)定性意(yi)(yi)義，進(jin)一(yi)步增強“四個(ge)(ge)意(yi)(yi)識”、堅(jian)定“四個(ge)(ge)自信”、做到(dao)“兩個(ge)(ge)維護”，不(bu)斷(duan)提高(gao)政(zheng)治判斷(duan)力(li)(li)、政(zheng)治領悟(wu)力(li)(li)、政(zheng)治執行力(li)(li)，堅(jian)持(chi)黨中(zhong)(zhong)(zhong)央對金(jin)(jin)融(rong)工(gong)作(zuo)的(de)集中(zhong)(zhong)(zhong)統(tong)一(yi)領導，堅(jian)決(jue)貫徹黨中(zhong)(zhong)(zhong)央、國務院決(jue)策部署，認真落(luo)實全國人大常委會(hui)審議(yi)意(yi)(yi)見(jian)，堅(jian)持(chi)以人民為中(zhong)(zhong)(zhong)心(xin)的(de)金(jin)(jin)融(rong)價(jia)值(zhi)取向(xiang)，堅(jian)持(chi)金(jin)(jin)融(rong)服(fu)務實體經(jing)濟(ji)的(de)根本要求，堅(jian)持(chi)把(ba)防控風(feng)險作(zuo)為金(jin)(jin)融(rong)工(gong)作(zuo)永恒(heng)主題，堅(jian)持(chi)市場化(hua)、法治化(hua)的(de)改革開(kai)放方向(xiang)，全面(mian)推進(jin)金(jin)(jin)融(rong)業高(gao)質量(liang)發展(zhan)，更好服(fu)務經(jing)濟(ji)社會(hui)高(gao)質量(liang)發展(zhan)，為全面(mian)建成社會(hui)主義現(xian)代(dai)化(hua)強國、實現(xian)第二個(ge)(ge)百年(nian)奮斗(dou)目標、以中(zhong)(zhong)(zhong)國式現(xian)代(dai)化(hua)全面(mian)推進(jin)中(zhong)(zhong)(zhong)華民族偉大復興貢獻力(li)(li)量(liang)！