行業動態hyjj
?黨的(de)(de)十九大以來，人民(min)銀行(xing)以習(xi)近平新時代(dai)中(zhong)國(guo)特(te)(te)色社會主義思想為指導(dao)，堅決(jue)落實黨中(zhong)央國(guo)務(wu)院決(jue)策(ce)部署(shu)，立足中(zhong)國(guo)國(guo)情，緊扣(kou)時代(dai)脈(mo)搏，全(quan)面踐行(xing)金(jin)(jin)融(rong)(rong)工(gong)作的(de)(de)政(zheng)治(zhi)性(xing)(xing)(xing)(xing)(xing)和(he)人民(min)性(xing)(xing)(xing)(xing)(xing)，不(bu)斷(duan)提升(sheng)專(zhuan)業性(xing)(xing)(xing)(xing)(xing)。政(zheng)治(zhi)性(xing)(xing)(xing)(xing)(xing)解決(jue)“舉什么旗(qi)、走什么路(lu)(lu)”問(wen)(wen)題，決(jue)定(ding)(ding)金(jin)(jin)融(rong)(rong)工(gong)作的(de)(de)政(zheng)治(zhi)方向(xiang)和(he)發展(zhan)導(dao)向(xiang)；人民(min)性(xing)(xing)(xing)(xing)(xing)解決(jue)“為了誰(shui)、依靠誰(shui)”問(wen)(wen)題，決(jue)定(ding)(ding)金(jin)(jin)融(rong)(rong)工(gong)作的(de)(de)基本立場和(he)根(gen)本宗旨(zhi)；專(zhuan)業性(xing)(xing)(xing)(xing)(xing)解決(jue)“能干事、干成(cheng)事”問(wen)(wen)題，決(jue)定(ding)(ding)金(jin)(jin)融(rong)(rong)工(gong)作成(cheng)效和(he)金(jin)(jin)融(rong)(rong)服務(wu)質量。人民(min)銀行(xing)將繼續踐行(xing)政(zheng)治(zhi)性(xing)(xing)(xing)(xing)(xing)、人民(min)性(xing)(xing)(xing)(xing)(xing)，提升(sheng)專(zhuan)業性(xing)(xing)(xing)(xing)(xing)，持(chi)續提高政(zheng)治(zhi)判斷(duan)力、政(zheng)治(zhi)領悟力、政(zheng)治(zhi)執行(xing)力，堅定(ding)(ding)走中(zhong)國(guo)特(te)(te)色金(jin)(jin)融(rong)(rong)發展(zhan)之路(lu)(lu)。
?一、堅持金融工作的政治性
?堅(jian)持金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)工(gong)(gong)(gong)作(zuo)的(de)(de)(de)政(zheng)治性，最核心的(de)(de)(de)是堅(jian)持黨中(zhong)央對金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)工(gong)(gong)(gong)作(zuo)的(de)(de)(de)集中(zhong)統一領導。黨的(de)(de)(de)領導是中(zhong)國(guo)特色金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)發(fa)(fa)展(zhan)之(zhi)路的(de)(de)(de)本質特征。金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)事(shi)關經濟發(fa)(fa)展(zhan)和國(guo)家安全，事(shi)關人民群眾(zhong)安居樂(le)業，只(zhi)有堅(jian)持黨中(zhong)央集中(zhong)統一領導，才能(neng)彰顯政(zheng)治性、確保人民性、提升專(zhuan)業性，才能(neng)解決金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)運行(xing)(xing)突出矛盾，才能(neng)真正實(shi)現(xian)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)高(gao)質量發(fa)(fa)展(zhan)。近年來(lai)，人民銀行(xing)(xing)不(bu)折不(bu)扣執(zhi)行(xing)(xing)黨的(de)(de)(de)路線(xian)方針政(zheng)策(ce)，高(gao)效落(luo)實(shi)黨中(zhong)央國(guo)務院決策(ce)部署，服務保障國(guo)務院金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)委發(fa)(fa)揮前(qian)線(xian)指揮部作(zuo)用，履(lv)行(xing)(xing)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)委辦公室職責，協調推進金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)改革發(fa)(fa)展(zhan)和穩定各(ge)項工(gong)(gong)(gong)作(zuo)，形成(cheng)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)一盤棋，使黨的(de)(de)(de)領導不(bu)僅體現(xian)在(zai)對金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)工(gong)(gong)(gong)作(zuo)把關定向上，而(er)且落(luo)實(shi)在(zai)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)重要政(zheng)策(ce)和事(shi)項上，確保了金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)工(gong)(gong)(gong)作(zuo)正確的(de)(de)(de)發(fa)(fa)展(zhan)方向，確保中(zhong)央對金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)工(gong)(gong)(gong)作(zuo)的(de)(de)(de)部署落(luo)地見(jian)效，成(cheng)為黨執(zhi)政(zheng)興國(guo)的(de)(de)(de)堅(jian)強支柱。
?堅持金(jin)(jin)融(rong)工作的政治性，要以(yi)改(gai)(gai)革(ge)開放(fang)(fang)作為金(jin)(jin)融(rong)發展根本動(dong)力(li)。改(gai)(gai)革(ge)開放(fang)(fang)是我國(guo)金(jin)(jin)融(rong)業由大到強的根本途徑。近年來，人民(min)銀行立足國(guo)情，以(yi)服務實體經濟、防范金(jin)(jin)融(rong)風(feng)險為目標，堅定(ding)推進金(jin)(jin)融(rong)改(gai)(gai)革(ge)開放(fang)(fang)，健全(quan)金(jin)(jin)融(rong)機(ji)構(gou)體系(xi)和(he)(he)金(jin)(jin)融(rong)市(shi)場體系(xi)，我國(guo)綠色金(jin)(jin)融(rong)、普惠金(jin)(jin)融(rong)、數(shu)字金(jin)(jin)融(rong)走(zou)在(zai)世界前(qian)列，人民(min)幣(bi)資產和(he)(he)金(jin)(jin)融(rong)市(shi)場吸引力(li)顯(xian)著提升(sheng)，金(jin)(jin)融(rong)整體競爭力(li)和(he)(he)抗風(feng)險能力(li)顯(xian)著增(zeng)強，充分(fen)(fen)證(zheng)明金(jin)(jin)融(rong)改(gai)(gai)革(ge)開放(fang)(fang)完全(quan)正確，效(xiao)果(guo)也十分(fen)(fen)明顯(xian)。
?堅(jian)持金(jin)(jin)融(rong)(rong)工(gong)作的(de)(de)政治性，要將防(fang)(fang)控(kong)風(feng)險作為金(jin)(jin)融(rong)(rong)永恒主題。金(jin)(jin)融(rong)(rong)是經營(ying)管(guan)理風(feng)險的(de)(de)行(xing)業，自帶風(feng)險基(ji)因，防(fang)(fang)范化解金(jin)(jin)融(rong)(rong)風(feng)險永遠(yuan)在路上(shang)。近(jin)年來，人民銀行(xing)從政治安(an)全的(de)(de)高度(du)認識防(fang)(fang)范化解金(jin)(jin)融(rong)(rong)風(feng)險的(de)(de)極(ji)端重要性，按照黨中央確立的(de)(de)“穩定大局、統(tong)籌協(xie)調、分類施策、精準(zhun)拆彈”的(de)(de)基(ji)本方針(zhen)，堅(jian)決打好(hao)防(fang)(fang)范化解重大金(jin)(jin)融(rong)(rong)風(feng)險攻堅(jian)戰(zhan)，堅(jian)持穩中求(qiu)進，積極(ji)穩妥處置金(jin)(jin)融(rong)(rong)風(feng)險，取得(de)重要階段性成果，金(jin)(jin)融(rong)(rong)風(feng)險整體(ti)(ti)收斂、總體(ti)(ti)可控(kong)。
?二、堅守金融工作的人民性
?堅(jian)守(shou)金(jin)融(rong)(rong)(rong)工(gong)作(zuo)的人(ren)(ren)民(min)(min)性(xing)(xing)，最本(ben)質(zhi)的是樹立以(yi)人(ren)(ren)民(min)(min)為(wei)中心的價值(zhi)取向。金(jin)融(rong)(rong)(rong)事業起(qi)于(yu)為(wei)人(ren)(ren)民(min)(min)服務，興(xing)于(yu)為(wei)人(ren)(ren)民(min)(min)服務，必須充(chong)分體現人(ren)(ren)民(min)(min)性(xing)(xing)，以(yi)不(bu)斷(duan)滿足人(ren)(ren)民(min)(min)日益增(zeng)長的優質(zhi)金(jin)融(rong)(rong)(rong)服務需求為(wei)出發(fa)點和(he)落腳(jiao)點。中國共(gong)產(chan)黨辦金(jin)融(rong)(rong)(rong)，始(shi)于(yu)建立革命根據地，目的是保(bao)(bao)持(chi)幣值(zhi)穩(wen)(wen)定(ding)，消除老百姓受高(gao)利貸(dai)盤剝，這一(yi)初心一(yi)以(yi)貫之(zhi)保(bao)(bao)持(chi)。近年來，人(ren)(ren)民(min)(min)銀(yin)行始(shi)終(zhong)堅(jian)持(chi)金(jin)融(rong)(rong)(rong)為(wei)民(min)(min)，制定(ding)和(he)實施貨(huo)幣政策，管好貨(huo)幣總閘門，維(wei)護(hu)(hu)幣值(zhi)穩(wen)(wen)定(ding)，守(shou)護(hu)(hu)好老百姓錢袋(dai)子；依法(fa)依規處(chu)置金(jin)融(rong)(rong)(rong)風險(xian)，保(bao)(bao)護(hu)(hu)債(zhai)權人(ren)(ren)和(he)儲戶(hu)合法(fa)權益；做好支(zhi)付、征信(xin)、存款保(bao)(bao)險(xian)、金(jin)融(rong)(rong)(rong)消費者(zhe)保(bao)(bao)護(hu)(hu)等工(gong)作(zuo)，提升金(jin)融(rong)(rong)(rong)體系的適應性(xing)(xing)、競爭(zheng)力和(he)普惠性(xing)(xing)，大力支(zhi)持(chi)脫貧攻堅(jian)和(he)鄉村(cun)振興(xing)，以(yi)高(gao)質(zhi)量金(jin)融(rong)(rong)(rong)服務促進共(gong)同富裕(yu)，助(zhu)力實現人(ren)(ren)民(min)(min)對美好生活的向往。
?堅守金(jin)融(rong)工作(zuo)的人民(min)性，要以(yi)服務實(shi)(shi)體(ti)經濟為(wei)根(gen)本(ben)(ben)目標。經濟是金(jin)融(rong)的根(gen)基，金(jin)融(rong)必須回歸本(ben)(ben)源(yuan)，把服務實(shi)(shi)體(ti)經濟放在首要位置，主動(dong)為(wei)實(shi)(shi)體(ti)經濟“輸(shu)血”“造血”，形成(cheng)(cheng)金(jin)融(rong)和實(shi)(shi)體(ti)經濟共生(sheng)共榮的良性循環。近年(nian)(nian)(nian)來，人民(min)銀行(xing)不斷加(jia)強和改進宏(hong)觀調控(kong)，總(zong)量上(shang)保(bao)持(chi)(chi)流動(dong)性合(he)理充裕，價格上(shang)降(jiang)(jiang)低融(rong)資(zi)成(cheng)(cheng)本(ben)(ben)，結(jie)構上(shang)突出對重點(dian)領域(yu)、薄弱環節的支持(chi)(chi)力度，實(shi)(shi)現了增長(chang)穩(wen)、就(jiu)業(ye)穩(wen)、物價穩(wen)、國際收支穩(wen)。新(xin)冠肺炎疫(yi)情(qing)(qing)以(yi)來，出臺(tai)一(yi)系列穩(wen)市場(chang)主體(ti)、穩(wen)經濟增長(chang)的政(zheng)(zheng)策(ce)措(cuo)施，先后發布實(shi)(shi)施強化金(jin)融(rong)支持(chi)(chi)防(fang)控(kong)疫(yi)情(qing)(qing)30條措(cuo)施、支持(chi)(chi)受疫(yi)情(qing)(qing)影響嚴重地區(qu)和行(xing)業(ye)恢復發展(zhan)23條舉(ju)措(cuo)，創設結(jie)構性再貸款工具(ju)精準(zhun)滴灌，截至2022年(nian)(nian)(nian)6月末，各類結(jie)構性貨幣政(zheng)(zheng)策(ce)工具(ju)余(yu)額約5.4萬億元。切實(shi)(shi)降(jiang)(jiang)低實(shi)(shi)體(ti)經濟融(rong)資(zi)成(cheng)(cheng)本(ben)(ben)，2019年(nian)(nian)(nian)LPR改革以(yi)來，1年(nian)(nian)(nian)期(qi)和5年(nian)(nian)(nian)期(qi)以(yi)上(shang)貸款市場(chang)報價利率（LPR），累計下行(xing)0.60個和0.55個百分點(dian)，帶動(dong)企(qi)業(ye)貸款利率降(jiang)(jiang)至有統(tong)計以(yi)來最低值。2022年(nian)(nian)(nian)上(shang)繳央行(xing)結(jie)存利潤1.1萬億元，增加(jia)財政(zheng)(zheng)可用財力用于留(liu)抵退稅和增加(jia)向(xiang)地方政(zheng)(zheng)府(fu)轉移支付，直接支持(chi)(chi)助企(qi)紓困、穩(wen)就(jiu)業(ye)保(bao)民(min)生(sheng)。
?堅(jian)守金(jin)(jin)融(rong)(rong)(rong)工作(zuo)的(de)(de)人(ren)(ren)民(min)性(xing)，要構建全覆蓋(gai)無死角(jiao)的(de)(de)金(jin)(jin)融(rong)(rong)(rong)監(jian)(jian)管(guan)(guan)(guan)體系。金(jin)(jin)融(rong)(rong)(rong)監(jian)(jian)管(guan)(guan)(guan)是(shi)金(jin)(jin)融(rong)(rong)(rong)風險(xian)(xian)外部(bu)防線，一些金(jin)(jin)融(rong)(rong)(rong)風險(xian)(xian)問題往往與(yu)監(jian)(jian)管(guan)(guan)(guan)制度(du)短板(ban)和(he)監(jian)(jian)管(guan)(guan)(guan)執法不嚴(yan)有因(yin)果(guo)關系。近年來(lai)，人(ren)(ren)民(min)銀行、金(jin)(jin)融(rong)(rong)(rong)監(jian)(jian)管(guan)(guan)(guan)部(bu)門(men)加(jia)強協調配合(he)，堅(jian)守“監(jian)(jian)管(guan)(guan)(guan)姓監(jian)(jian)”，不斷提升(sheng)監(jian)(jian)管(guan)(guan)(guan)能力，持(chi)續健(jian)全機構監(jian)(jian)管(guan)(guan)(guan)、市場監(jian)(jian)管(guan)(guan)(guan)、公司治理、監(jian)(jian)管(guan)(guan)(guan)評級，嚴(yan)厲打擊違法行為，破(po)除金(jin)(jin)融(rong)(rong)(rong)業自我循環、脫(tuo)實向虛，有效(xiao)保護(hu)人(ren)(ren)民(min)群(qun)(qun)眾(zhong)的(de)(de)合(he)法權益，最大程度(du)減少金(jin)(jin)融(rong)(rong)(rong)風險(xian)(xian)帶給人(ren)(ren)民(min)群(qun)(qun)眾(zhong)的(de)(de)損失。
?三、提升金融工作的專業性
?提升金(jin)(jin)(jin)融工(gong)作(zuo)的(de)(de)專業(ye)性，最基(ji)本(ben)的(de)(de)是建立一支“忠專實(shi)”的(de)(de)金(jin)(jin)(jin)融隊伍(wu)。辦好金(jin)(jin)(jin)融的(de)(de)事，關鍵靠干(gan)(gan)(gan)部、靠人才。金(jin)(jin)(jin)融專業(ye)性強(qiang)，復雜程(cheng)度高，溢(yi)出效應大，決定了(le)金(jin)(jin)(jin)融從業(ye)人員必須政治可靠、業(ye)務精通、作(zuo)風扎(zha)實(shi)，恪守(shou)誠信精神，遵循職(zhi)業(ye)操守(shou)，始(shi)終穩健審慎，嚴格規范(fan)經(jing)營(ying)。近(jin)年(nian)來，人民銀行不斷加(jia)強(qiang)干(gan)(gan)(gan)部隊伍(wu)建設，按照(zhao)政治覺悟高、業(ye)務素質強(qiang)、作(zuo)風過硬、清正廉潔的(de)(de)標準，切實(shi)增強(qiang)干(gan)(gan)(gan)部隊伍(wu)的(de)(de)專業(ye)能力和水平，加(jia)強(qiang)關鍵人、關鍵崗位(wei)、關鍵環節管理，確保了(le)各項工(gong)作(zuo)的(de)(de)專業(ye)水準。
?提升金(jin)(jin)融(rong)(rong)工作(zuo)(zuo)的專業性(xing)(xing)，要(yao)推動金(jin)(jin)融(rong)(rong)運(yun)行(xing)在市(shi)場(chang)化法(fa)(fa)(fa)治(zhi)化軌道。金(jin)(jin)融(rong)(rong)是社會(hui)主義市(shi)場(chang)經濟的重要(yao)組(zu)成部分，提高金(jin)(jin)融(rong)(rong)體系效率(lv)和(he)競爭力(li)，需(xu)要(yao)嚴格(ge)依(yi)(yi)法(fa)(fa)(fa)辦事，遵循市(shi)場(chang)經濟的基(ji)本規律(lv)，充(chong)分借鑒(jian)和(he)吸取(qu)國際金(jin)(jin)融(rong)(rong)有益(yi)實踐(jian)和(he)危機教訓，趨利避害，為(wei)我(wo)所(suo)用。人民銀行(xing)始終遵循市(shi)場(chang)化法(fa)(fa)(fa)治(zhi)化方式，發揮市(shi)場(chang)在資源配置中決(jue)定(ding)性(xing)(xing)作(zuo)(zuo)用，更好激勵(li)和(he)引導(dao)金(jin)(jin)融(rong)(rong)機構行(xing)為(wei)。在法(fa)(fa)(fa)治(zhi)化框架下(xia)開展(zhan)金(jin)(jin)融(rong)(rong)管理和(he)服務，依(yi)(yi)法(fa)(fa)(fa)行(xing)政，依(yi)(yi)法(fa)(fa)(fa)保護(hu)(hu)產(chan)權，弘揚契(qi)約精神，維(wei)護(hu)(hu)市(shi)場(chang)秩序(xu)。
?四、做好重點領域工作，走中國特色金融發展之路
?以(yi)(yi)政(zheng)治(zhi)性(xing)(xing)為(wei)引領(ling)(ling)，以(yi)(yi)人(ren)(ren)民(min)性(xing)(xing)為(wei)立場(chang)，以(yi)(yi)專業(ye)(ye)性(xing)(xing)為(wei)保障(zhang)，走中(zhong)國(guo)特(te)色(se)金融(rong)發展之(zhi)路(lu)，不是抽象的，要落實到(dao)具體行動上。人(ren)(ren)民(min)銀行將深入(ru)學習貫徹習近(jin)平新時代中(zhong)國(guo)特(te)色(se)社會(hui)主義(yi)思想，深刻領(ling)(ling)會(hui)習近(jin)平總書記(ji)對金融(rong)工作的重要論述(shu)，以(yi)(yi)黨(dang)的領(ling)(ling)導為(wei)引領(ling)(ling)，提高(gao)政(zheng)治(zhi)站位，堅守人(ren)(ren)民(min)立場(chang)，增強專業(ye)(ye)能力，圍繞“黨(dang)中(zhong)央關(guan)心什么(me)，人(ren)(ren)民(min)群眾期待什么(me)”開(kai)展工作，推動金融(rong)高(gao)質(zhi)量發展和長(chang)治(zhi)久安(an)，讓(rang)黨(dang)中(zhong)央放(fang)心，讓(rang)人(ren)(ren)民(min)群眾滿(man)意。
?一(yi)是繼續實(shi)(shi)施穩(wen)健貨(huo)(huo)幣政策。總量(liang)(liang)上(shang)，保持(chi)流動(dong)性(xing)合(he)理(li)充裕，保持(chi)貨(huo)(huo)幣供應(ying)(ying)量(liang)(liang)和(he)社會(hui)融(rong)資規模增速(su)與名(ming)義經濟增速(su)基本匹配，疏通貨(huo)(huo)幣政策傳(chuan)導機制，增強(qiang)信(xin)貸(dai)增長穩(wen)定性(xing)。價(jia)格上(shang)，持(chi)續釋放(fang)貸(dai)款市場報價(jia)利(li)率改(gai)革和(he)傳(chuan)導效(xiao)應(ying)(ying)，進(jin)一(yi)步推動(dong)金(jin)融(rong)機構(gou)降(jiang)低實(shi)(shi)際貸(dai)款利(li)率，降(jiang)低市場主體的融(rong)資成本。結(jie)構(gou)上(shang)，發揮貨(huo)(huo)幣政策總量(liang)(liang)和(he)結(jie)構(gou)雙(shuang)重功能，繼續用好結(jie)構(gou)性(xing)貨(huo)(huo)幣政策工具，突出金(jin)融(rong)支持(chi)重點(dian)領域。
?二是加大對實體(ti)經(jing)濟支(zhi)持(chi)(chi)力度。引(yin)導(dao)大型(xing)金(jin)融機構(gou)發揮穩(wen)住(zhu)經(jing)濟大盤的帶(dai)頭和支(zhi)柱(zhu)作用，鼓勵增加信貸投放，完(wan)善小微、“三農”等(deng)薄弱環節金(jin)融服務，滿(man)足(zu)穩(wen)企(qi)紓困、創業(ye)就業(ye)、鄉村振(zhen)興等(deng)金(jin)融需(xu)求(qiu)。強化經(jing)濟轉型(xing)升級金(jin)融支(zhi)持(chi)(chi)，引(yin)導(dao)更多資金(jin)投向先(xian)進制造業(ye)、戰略(lve)性(xing)(xing)新(xin)興產(chan)(chan)業(ye)、“專精特新(xin)”企(qi)業(ye)、綠色(se)低碳行(xing)業(ye)。用好(hao)政(zheng)策性(xing)(xing)開發性(xing)(xing)金(jin)融支(zhi)持(chi)(chi)工具，支(zhi)持(chi)(chi)基礎設施和重大項(xiang)目(mu)建設，保(bao)障房地產(chan)(chan)合理(li)融資需(xu)求(qiu)，保(bao)持(chi)(chi)經(jing)濟運行(xing)在合理(li)區間。
?三是(shi)有效防范和(he)化(hua)解金融(rong)風(feng)(feng)險(xian)。當(dang)前經濟下行(xing)(xing)壓力加(jia)大，區域、行(xing)(xing)業、企業風(feng)(feng)險(xian)向(xiang)金融(rong)體系(xi)傳遞(di)。要以“時時放(fang)心(xin)不(bu)下”的責任感(gan)，堅持底(di)線思維，“地(di)毯(tan)式”排查金融(rong)風(feng)(feng)險(xian)，加(jia)強重(zhong)點(dian)風(feng)(feng)險(xian)監測，不(bu)斷完善應對預案，加(jia)快不(bu)良資產處置(zhi)，支持商(shang)業銀(yin)行(xing)(xing)補充(chong)資本，有序(xu)處置(zhi)重(zhong)點(dian)領域風(feng)(feng)險(xian)，嚴厲(li)打(da)擊(ji)非法金融(rong)活動，嚴密防范外部風(feng)(feng)險(xian)沖擊(ji)，維護金融(rong)市場穩健運行(xing)(xing)。
?四是加(jia)強和(he)完善金(jin)(jin)融監(jian)管(guan)。會同(tong)金(jin)(jin)融監(jian)管(guan)部(bu)(bu)門堅守(shou)監(jian)管(guan)主(zhu)責主(zhu)業，進一步(bu)提升(sheng)監(jian)管(guan)有效性。把好金(jin)(jin)融機構準入關，加(jia)強股(gu)東穿透式監(jian)管(guan)，完善公司(si)治(zhi)理，嚴(yan)控不(bu)當關聯交易，防止大股(gu)東操縱和(he)內部(bu)(bu)人控制。將各類金(jin)(jin)融活動依法(fa)全部(bu)(bu)納入監(jian)管(guan)，加(jia)強非(fei)法(fa)金(jin)(jin)融活動認定和(he)處置。彌補監(jian)管(guan)空白，強化監(jian)管(guan)執法(fa)，提高監(jian)管(guan)執行(xing)力。加(jia)快監(jian)管(guan)科技(ji)建(jian)設，推動數據標準統一和(he)監(jian)管(guan)共享(xiang)。
?五(wu)是強化金(jin)(jin)(jin)(jin)融(rong)法(fa)治(zhi)保(bao)障。推動(dong)構建(jian)權(quan)責一致的(de)風險處置(zhi)機制(zhi)，落實金(jin)(jin)(jin)(jin)融(rong)機構及股東(dong)、金(jin)(jin)(jin)(jin)融(rong)管(guan)理部門、地方政府等各方的(de)風險處置(zhi)責任。推動(dong)加快出(chu)臺(tai)金(jin)(jin)(jin)(jin)融(rong)穩定(ding)法(fa)，健全金(jin)(jin)(jin)(jin)融(rong)穩定(ding)保(bao)障基(ji)金(jin)(jin)(jin)(jin)。推動(dong)加快修訂人(ren)民銀行法(fa)、商業銀行法(fa)等重要(yao)基(ji)礎性法(fa)律，建(jian)立中央銀行獨立的(de)財務預算管(guan)理制(zhi)度(du)，實現資產(chan)負債表的(de)健康可持續(xu)，確保(bao)國家宏(hong)觀調(diao)控目標(biao)和金(jin)(jin)(jin)(jin)融(rong)穩定(ding)的(de)實現。
?六是(shi)健全金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)供給(gei)體(ti)系。我(wo)國(guo)(guo)正(zheng)在(zai)加快構(gou)(gou)建以(yi)國(guo)(guo)內(nei)大循環為主體(ti)、國(guo)(guo)內(nei)國(guo)(guo)際雙循環相互促進的新發展(zhan)(zhan)格局，需要(yao)進一(yi)步深(shen)化(hua)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)供給(gei)側改革，優化(hua)中小(xiao)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)機構(gou)(gou)結構(gou)(gou)和(he)布局，大力發展(zhan)(zhan)普惠(hui)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)、科技金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)、數(shu)字金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)、養老金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)，加強金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)基礎(chu)設施建設。深(shen)化(hua)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)市(shi)場改革，持續優化(hua)融(rong)(rong)(rong)(rong)(rong)(rong)資(zi)(zi)結構(gou)(gou)，提高(gao)直接融(rong)(rong)(rong)(rong)(rong)(rong)資(zi)(zi)比重，依法規(gui)范和(he)引(yin)導資(zi)(zi)本健康發展(zhan)(zhan)。擴大金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)業高(gao)水平(ping)對外(wai)開放，積極參與(yu)國(guo)(guo)際金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)合作與(yu)治理，在(zai)安(an)全可控的前(qian)提下(xia)，進一(yi)步完善準入(ru)前(qian)國(guo)(guo)民待遇(yu)加負面清單(dan)的管理模式，提升我(wo)國(guo)(guo)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)市(shi)場的投(tou)資(zi)(zi)便(bian)利性，提高(gao)我(wo)國(guo)(guo)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)機構(gou)(gou)全球(qiu)競爭力。